Generally speaking, it has the following characteristics: the perfect integration of debit card and credit card not only has the functions of cash deposit and withdrawal, transfer settlement, financial investment, but also enjoys the functions of overdraft consumption and installment payment.
When lending is combined with deposit, the funds will automatically enter the debit card account and enjoy interest; When there is not enough credit cards for credit card consumption, the funds in the debit card account will automatically make up the difference; When there is a deposit in your credit card account, it will be automatically transferred to your debit card account to facilitate your fund management.
Extended data:
superiority
Debit card and credit card integrate two accounts and two magnetic stripes of debit card and credit card into one physical card, covering all functions of Great Wall RMB credit card and Great Wall electronic debit card.
It can be used for overdraft consumption within the credit line, enjoy the longest interest-free repayment period of 56 days, and can also be used for multi-currency savings and financial investment such as funds, foreign exchange and gold. You can also enjoy the latest online banking and telephone banking system of Bank of China, and easily realize various professional services such as inquiry, transaction and online payment.
It is particularly worth mentioning that the debit card automatically has the function of automatically associating repayment between the credit card account and the debit card account since the card is opened, and the consumption money paid by the credit card account can be automatically deducted from the debit card account every month, thus avoiding the trouble that the cardholder forgets to pay the penalty interest.
In order to keep the card face beautiful, the combination of invisible magnetic stripe and visible magnetic stripe is also pioneered in China. The magnetic stripe of the front debit card account is hidden by international advanced technology, and the magnetic stripe of the reverse credit card account exists in a visible way to ensure that cardholders can use their cards normally in merchants.
At the same time, in order to facilitate the cardholder's use, the debit card has increased the use direction of ATM on both sides, prompting and guiding the cardholder to correctly use the dual account function on ATM.
Baidu Encyclopedia-Peony Credit Card