Since overseas banks must comply with local financial regulations and regulatory requirements when handling business, and the business rules are different from those in China, transferring a Korean bank card to a Chinese account is an international cross-border transfer.

You can use the following methods : Use wire transfer to pay Transfer Wise, or use debit card or credit card to pay directly; or go directly to the bank counter and use mobile banking to make international transfers; Alipay also has an international transfer function, fill in the remittance account information, select the currency and amount , the transfer can be completed. All in all, there are many methods for international transfers. When making international transfers, what you need to consider is the speed of arrival and the handling rate.

Currently, our country implements foreign exchange controls. If an individual sends money abroad, the annual limit for each person is US$50,000. In addition, if you carry cash out of the country, you cannot carry more than US$5,000 in cash at a time. Dollar. If your annual remittance amount is less than 50,000 yuan, this process is very simple. You only need to go to the bank to go through the remittance procedures. Currently, domestic money is remitted abroad mainly through some big banks.

1. The annual foreign exchange purchase and remittance limit per person is US$50,000 (calculated from January 1st to December 31st in the natural year);

2 . For overseas remittance, if you handle "foreign exchange purchase" at the bank counter, fill in the overseas remittance form. The bank will directly convert RMB into U.S. dollars for remittance, and there is no need to exchange the currency first; if remitting money through online banking, follow the instructions of the bank's online banking, purchase foreign exchange at that time, and remit through online banking;

3. Non-immediate relatives During the period, foreign exchange cannot be transferred; if you need help from relatives and friends to handle foreign exchange, you need to transfer RMB to their account and purchase foreign exchange directly in the name of the remitter. The remittance postscript for the same property must be consistent to facilitate the other party's inquiry;

4. If you already have U.S. dollars in cash, you can only deposit 5,000 U.S. dollars into your bank account every day; if you already have U.S. dollars in your account, you can deposit it every day. Remit US$50,000;

5. Each remittance will incur a handling fee (telegraphic transfer fee + remittance handling fee). Each bank charges different fees, so when the remittance exceeds US$50,000, try to calculate each The remittance amount will reduce the total number of remittances;

6. Commonly used remittance purposes for overseas remittances include travel expenses, education and training expenses, consulting fees, lawyer fees, etc. The actual situation must be implemented in accordance with the policies stipulated by the State Administration of Foreign Exchange and the bank.