No, overdraft card must be a credit card.
Can I overdraw my ICBC Link Card?
Linksys is not a credit card, so you can't overdraw it.
Can China Industrial and Commercial Bank of China and ICBC co-branded cards be overdrawn?
You can't.
ICBC (Tong) card is a debit card, and there is no credit limit. You must deposit money before spending.
What's the difference between ICBC's Smart Card and China Industrial and Commercial Bank's credit card?
Answer: Smart card is a savings card, so you should save money before using it. Credit cards use money first, then pay it back.
Can I overdraw my ICBC Link Card? What is the limit?
The upper limit of ICBC peony card, debit card, credit card, and place or platform is different, and the limit is also different. Examples are as follows:
I. On the ground
There is no upper limit for debit cards. How much is in the card and how much can I brush?
Credit card limit is the total credit limit of a credit card. If the credit card limit is 20000, the credit card limit is 20000.
The upper limit of ICBC peony card, debit card, credit card, and place or platform is different, and the limit is also different. Examples are as follows:
I. On the ground
There is no upper limit for debit cards. How much is in the card and how much can I brush?
Credit card limit is the total credit limit of a credit card. If the credit card limit is 20000, the credit card limit is 20000.
How to overdraw ICBC Peony Link Card?
1. The function is fully enhanced and can be selected according to the requirements.
One card with multiple accounts and one card with multiple functions is the peony card? The biggest feature of the e era. Just get a peony card? In e-era, you can handle multi-currency, current and fixed deposit, transfer and remittance, securities investment (stocks, bonds and open-end funds), credit card consumption and other banking-related businesses. 2. Easy-to-use electronic banking, financial services make their own decisions.
Relying on ICBC's advanced information technology system, we are peony cards? In the E era, cardholders provide the most advanced and safest personal online banking "Finance @ Home" and simple, convenient and fully functional telephone banking 95588. You can easily enjoy ICBC's three-dimensional, all-weather e-banking service with only one card. The business outlets are all over the country, and the places are equally convenient.
ICBC has 20,000 business offices nationwide, with nearly 10.5 million self-service teller machines and10 million POS machines. You can enjoy the same convenient banking service whether you are local or on business trip. 4. More additional services, more surprises
ICBC is the first in China to have the function of credit card consumption points, and will often carry out activities such as "credit card points", "points for gifts" and "credit card lottery". Do you use peony cards? E era will get extra services and may get unexpected surprises.
Can ICBC's Peony Card be overdrawn?
Linksys is a debit card without overdraft function, and only debit cards can overdraw consumption. Debit cards cannot be converted into overdraft card. You can only apply for a credit card at the bank with relevant information.
Can industrial and commercial bank cards be overdrawn by smart card flash payment?
This card cannot be overdrawn.
Can ICBC Peony Card be overdrawn?
I can't. Peony card is a debit card and cannot be overdrawn.
If you want to apply for an overdraft peony card, you can apply for peony international credit card, peony credit card or peony credit card according to your own needs.
What's the difference between ICBC's smart card and credit card?
Hello #
Peony Link Card can't be overdrawn, the deposit bears interest, and it can operate funds, gold and other businesses. Annual fee 10 yuan/year.
Peony credit card can be overdrawn, consumers can enjoy an interest-free repayment period of 25 ~ 56 days, and deposits do not bear interest. Annual fee for ordinary card owners is 50 yuan/card/year; Deputy Card 25 yuan/Card Attack 7; A few years.
Note: Peony Credit Card will be automatically exempted from the annual fee of the main and auxiliary cards when it is consumed for 5 times or 5,000 yuan (including equivalent foreign currency) every year.
To apply for a peony credit card, the application conditions are: a person with full civil capacity; Individuals whose work units are located in card issuers and have stable income can apply for peony cards at any business outlets of the local Industrial and Commercial Bank of China. Applicants can apply for no more than 2 supplementary cards for their spouses or relatives with full capacity for civil conduct.
You can get the application form from the nearest outlet, fill it out completely, attach relevant information according to the requirements on the application form, and submit it to the local business outlet or card issuer.
Proof materials provided by personal card:
A copies of the applicant's ID cards of the main card and the auxiliary card (required). Identity documents refer to one of resident identity cards, military officers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports.
B work certification documents, such as a copy of work permit, the original work certificate issued by the work unit, a copy of professional qualification certificate and a copy of professional title certificate.
C. If you provide a copy of ICBC's "wealth management fund" account or a copy of master's or above diploma and degree certificate, it will speed up your card processing process. Applicants who work in a company (enterprise) generally need to provide proof documents of their real estate (copies of their real estate license, public housing lease agreement or public housing purchase agreement, housing loan contract and other materials).
D. In order to process your application as soon as possible and have an accurate credit limit, please provide the following financial documents, such as payroll records issued by the bank, income certificates issued by the unit, income tax and withholding certificates, driving license of your own car, time deposit certificates of our bank and other materials.
After submitting the application, the card department will make a comprehensive score according to many factors such as your past card use and credit status, and you can only apply after the comprehensive evaluation is qualified. You can contact the original collection agency, Peony Kaka Department or 95588 within 20 working days after successfully submitting the application form 15.
You can check the card type of our bank through ICBC/card/intro _ card.jsp. Please choose according to your own needs.