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What should I do if there is still 2,800 that has not been recovered for 46 months?

Does the questioner want to ask "What should I do if my credit card is overcharged?"

1. Complain to Shanghai Pudong Development Bank over the phone as soon as possible and explain the situation.

2. To complain to the China Banking and Insurance Regulatory Commission, you can dial 12378 between 9:00-17:00 on working days. The China Banking and Insurance Regulatory Commission is an institution directly under the State Council. Its main responsibilities are to uniformly supervise and manage the banking and insurance industries in accordance with laws and regulations, maintain the legal and stable operation of the banking and insurance industries, prevent and resolve financial risks, and protect financial consumers legally rights and maintain financial stability.

3. Make an anonymous complaint in writing to the local branch of the local banking regulatory commission. Collect relevant evidence of illegal deductions and submit them to the banking regulatory department.