The automatic repayment function of China Merchants Bank's credit card can choose full repayment or minimum repayment, and can also choose RMB account automatic repayment and US dollar account automatic repayment. Setting or changing the automatic repayment function will take effect the next day. After the automatic repayment function is set, China Merchants Bank will deduct the due amount of the credit card bill from the one-card current account designated by China Merchants Bank from the monthly repayment date 17: 00 to 24: 00, and restore the credit card available amount in the early morning of the next day.

China Merchants Bank credit card automatic repayment setting method: log in to credit card online banking, click "repayment management" → "automatic repayment setting", or call the credit card service hotline. After verifying your identity, press 3 to enter "Card Opening and Password, Bill Sending Method and Automatic Repayment Settings", and then press 5 to enter "Automatic Repayment Settings".