According to relevant information, it doesn't count. There is no limit to the number of credit cards, but pay attention to the credit card limit. If you swipe your card three times in a row on the POS machine of the same merchant, and each time it is a large transaction, it is easy to trigger the bank's risk control, and it will be considered suspected of cashing out. Banks will restrict the use of credit cards and even reduce the amount of cards. It is best to consult the local official website for the first authoritative information.
What happens when a credit card (debit card) is swiped three times in a row?
There is no limit to the number of times a credit card (debit card) can be swiped. It is ok to swipe three times in a row, but pay attention to the credit card (debit card) limit. If you swipe your card three times in a row on the POS machine of the same merchant, and each time it is a large transaction, it is easy to trigger the bank's risk control, and it will be considered as suspected of taking cash. Banks will restrict the use of credit cards (debit cards) and even reduce the amount of cards.
It is necessary for the cardholder to provide the real consumption vouchers of these three transactions to prove that there is no cash withdrawal, so it is possible to lift the risk control and resume using the card.
How many times can I swipe my credit card together a day?
There is generally no limit to the number of swipes, as long as you swipe your card within the available amount. If you brush it three times together, even if you do it three times, you can swipe your card once.
As long as it is within the limit, there is no credit limit for bank credit cards, and you can swipe your card unlimited times. If you feel that the amount is not enough, you can increase the amount in the following ways:
Improve quota skills
First, continuous and frequent credit card consumption
Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.
Frequent consumption means spending anywhere you can swipe your card, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for the bank to think it is suspicious and it is difficult to increase the quota.
Second, pay attention to the credit card limit and temporary withdrawal.
Pay attention to the credit card limit and make full use of temporary withdrawals.
Third, stick to application and seize the opportunity of application.
Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on telephone application to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed. Sticking to the record left by telephone application will also help to increase the application amount in the future.
4. Threaten to use the cancellation card or suspend sleep.
Threaten to use a pin card or suspend sleep. When your application has been rejected many times, you can consider using this trick. Tell the customer service or staff of the bank directly that if the credit card limit cannot meet the actual needs, you will consider returning the card. It is best to present some facts, of course, the attitude should not be too bad, and it is best to combine hard and soft, so that it is easy to get room for discussion and consultation.
Extended data:
Tips for using credit cards:
Repay in full to avoid cyclic interest.
Although banks emphasize the interest-free period when promoting credit cards, most people are not very clear about the rules of interest-free period, thus spending a lot of money. For example, during the Spring Festival, Xiao Zhang bought a new mobile phone and swiped 4,000 yuan with a credit card. At the time of repayment, there was only 3999.7 yuan in the account. After the bank deducted money, Xiao Zhang still owed the bank 0.3 yuan. Maybe this is nothing in real life, but banks don't think so. Consumers have to pay interest if they fail to repay in full, and do not enjoy the interest-free period (daily interest = the interest rate of the remaining unpaid amount of the day). It is recommended that you pay in full when you repay, so as not to cause greater losses.
Temporarily increase the credit limit and avoid credit card off the charts.
In fact, every credit card has a hidden limit. When you swipe your credit card, it is easy to use the over-limit amount, and once you use the over-limit amount, it means paying a high over-limit fee. Many consumers have a bad grasp in the process of shopping, and credit cards are often maxed out. I suggest you apply to the bank in advance to increase the temporary limit, which will not only avoid the explosion of credit cards, but also increase the credit limit.
The minimum repayment amount must be paid in full to avoid late fees.
In daily life, we often encounter invalid situations. At this time, you can choose the minimum repayment limit to repay, which can ensure that your personal credit record will not be affected, and there will not be too many late fees. However, it is important to note that the minimum repayment amount must be paid in full, otherwise you will encounter a high late payment fee.
References:
Baidu encyclopedia-credit card limit
Does it matter if you swipe your credit card at the same store four times a month?
Credit cards are swiped at the same store four times a month, which is different. There is no limit to the number of times a credit card can be swiped, and it can be swiped four times in a row, but pay attention to the amount of credit card swiping. If you swipe your card four times in a row on the POS machine of the same merchant, and each time it is a large transaction, it is easy to cause the bank risk control to think that it is suspected of cashing out, and the bank will restrict the use of credit cards. It is necessary for the cardholder to provide the real consumption vouchers of these four transactions to prove that there is no cash, so it is possible to lift the risk control.
Matters needing attention in using credit card
Excessive application for credit cards, some people apply for multiple credit cards in order to increase the quota, and some people apply for multiple credit cards for the gift. For whatever reason, the number of credit cards should not be too large and the total amount should not be too high. Applying for too many credit cards, on the one hand, is inconvenient to manage, on the other hand, the debt is too high, which also has a certain impact on applying for new cards and loans.
Overoverdraft, here refers to the overdraft credit card consumption beyond the cardholder's repayment ability. Some cardholders have poor self-control, love to spend money, often spend irrationally, credit overdraw, and it is difficult to repay. If you don't pay attention, it will easily lead to overdue repayment of credit cards. Overdue repayment of credit cards is a taboo, which will first generate high interest and liquidated damages, and most importantly, it will affect personal credit records and future mortgage applications.
The introduction of continuous credit card swiping and the influence of continuous credit card swiping ends here. I wonder if you have found the information you need?