The loan intermediary requires a third-party credit card to prevent the borrower from having direct contact with the loan platform and bypassing the intermediary company.

The reason why loan intermediary companies need to designate third-party transition accounts is to prevent borrowers from having direct contact with the loan platform and bypass the intermediary company. In this way, the loan intermediary platform cannot charge handling fees, so a third-party transition account must be designated to avoid this situation.

Loan intermediary refers to cooperation with banks. The lending entity is the bank, and the intermediary helps you find the most suitable product in the fastest time and charges a certain handling fee. The loan intermediary exists as a unified interface of the bank into a redirected interface that can connect with various customers. It is more like a micro-channel flowing into the borrower market.