It cannot be processed because illegal pyramid schemes require people to go offline to the Industrial and Commercial Bank of China in Beihai to open new cards for "fraud". Currently, not only the Industrial and Commercial Bank of China, but also other banks are not allowed to open new bank cards for outsiders. And credit cards, unless you are buying a house in Beihai and taking out a housing loan, you can open a new card after the developer and bank have reviewed the loan information.

Popularize the knowledge about MLM, hoping that more people can understand the nature and harm of MLM.

MLM initially manifested as the organizers engaging in MLM under the guise of "franchising", "online sales", "marketing" and other names, and gradually evolved into the current MLM organization system and remuneration method. Commercial fraud that does not sell goods or engages in fund-raising fraud and other illegal crimes under the guise of selling goods or providing services is essentially an organized fraud activity with the purpose of illegally possessing other people's property.

Although the names of various disguised pyramid schemes are different, their behaviors are the same: 1. Participants pay a "capitation fee" or "qualification fee" or subscribe for goods (including services), etc. Pay a "capitation fee" or "qualification fee" in disguise to obtain the qualifications to join and introduce others to join; 2. Develop downline personnel by introducing others to participate, and thereby establish an organizational system with internal wealth redistribution relationships between upper and lower levels; 3. Organization Participants use part of the fees paid by participants to pay the remuneration of first participants to maintain operations; the income of participants is determined by the order in which they join and the number of development staff

Six Characteristics of MLM

1. Tight organization and secretive actions: MLM generally deceives people to participate in other places. It is well organized and generally implements separate contact between upline and downline personnel, while the organizers remotely control the situation.

2. Killing familiar people: using the excuses of "looking for a job", "doing business together", "traveling", "meeting with netizens", etc. to trick relatives, friends, fellow villagers, colleagues and classmates into participating in other places MLM.

3. Fabricating the myth of getting rich quickly: using a set of fallacious and heretical theories that appear to be a scientific and reasonable bonus distribution system, advocating getting rich quickly and encouraging people to join.

4. Brainwashing: Those who join the Chuanxia organization are continuously instilled with the idea of ??getting rich quickly by means of concentrated lectures, heart-to-heart conversations, etc., so that the participants are convinced.

5. High rebates: MLM organizations generally have "high rebate plans" that appear to be fair and highly attractive. Under the clamor of MLM personnel, it is easy for people to have the desire to invest and act rashly. Join an MLM campaign.

6. Commodity props and inflated prices: MLM products are just props, with the purpose of developing personnel and defrauding money. Therefore, the prices of MLM products are seriously deviated from their value. Many of them are cosmetics and nutrition products whose prices are difficult to measure. products, health care equipment, clothing, etc., some of which are “Three Nos” products.

What are the main aspects of the harm of pyramid schemes?

MLM and disguised pyramid schemes not only seriously disrupt the normal economic order of society, but also seriously endanger social stability and have a negative impact on the business integrity system and Social ethics and moral systems have also caused huge damage.

(1) Disturbing the market economic order and infringing on multiple legal objects. Illegal activities of pyramid schemes and disguised pyramid schemes are often accompanied by a large number of illegal activities such as tax evasion, manufacturing and selling of counterfeit goods, smuggling, illegal fund-raising, and illegal trading of foreign exchange. They not only violate national regulations prohibiting pyramid schemes and disguised pyramid schemes, but also violate taxation and consumer protection. , market order management, finance, foreign exchange management and other legal provisions.

(2) Cause harm to participants and their families. MLM and disguised pyramid schemes not only cause financial losses to participants, but also cause huge harm to their families.

(3) Cause criminal crimes and bring harm to social stability. MLM has caused the vast majority of participants to lose all their money. Some people live in other places, live miserable lives, and even commit suicide by jumping off buildings. Some people also participate in illegal activities such as theft, robbery, armed fighting, rape, prostitution, and gathering to make trouble, which puts people's lives and property safety at risk. causing serious damage to social stability.

(4) Cause huge damage to social morality and integrity system.

Since most of the targets of MLM personnel are relatives, friends, classmates, fellow villagers, and comrades-in-arms, their unscrupulous deceptive methods have led to a serious decline in trust between people, causing relatives and friends to turn against each other, and fathers and sons to turn against each other.