Bank of Communications' credit card can be applied for and processed through formal channels such as Bank of Communications' business outlets, direct account managers and official websites. There is no charge in the process of applying for and getting a credit card.

When handling a credit card, don't trust the "agency service" of any intermediary company or network intermediary to prevent personal information from being leaked and stolen; Before submitting the credit card application materials, please read the credit card charter and contract, especially the contents about personal rights and obligations.

Extended information:

1. Basic conditions for handling Bank of Communications credit cards:

1. China citizens with second-generation ID cards, aged between 18 and 6 (for Y-POWER credit cards, aged between 18 and 35), with full capacity for civil conduct, legally stable income, foreigners with the right of abode in China and compatriots from Hong Kong, Macao and Taiwan.

2. Have full operational capacity, can provide their own valid residence certificate, have a stable career and economic source, have repayment ability and have a good personal reputation;

3. Other conditions required by Bank of Communications.

2. The application process for the credit card counter of Bank of Communications is as follows:

1. Applicants first make an appointment for credit card application online;

2. Three to five working days after the appointment, Bank of Communications staff will contact the door to collect the relevant information of the applicant;

3. It takes about 7 to 1 working days for the Bank of Communications system to review the applicant's personal information and call back;

4. If it is approved, the credit card will be sent in about 1 working days.

Reference: Bank of Communications-Instructions for Handling Cards.