If the use of the credit card is restricted due to the overdue credit card, the overdue amount should be returned as soon as possible. After paying off the credit card debt, the cardholder can call the customer service center of the bank, indicating that the bank will generally lift the restrictions. After that, the cardholder should repay the loan on time every period to avoid overdue again, because overdue credit cards will be included in the personal credit information system, and too many overdue times will affect future loan applications.
Credit card cashing is restricted. Depending on the situation, if it is not subjective cashing, but the bank mistakenly thinks cashing, the cardholder can call the bank's credit card customer service center to explain the situation and apply for a credit card to lift the restrictions.
The credit card is restricted due to the theft of the credit card. Generally, after the stolen credit card is processed, the bank will lift the restrictions.