I use a foreign credit card to buy things online.

If it is confirmed to be a foreign credit card, there are two situations:

1. If the currency of the credit card is USD, the actual payment will be directly deducted from the account after being converted into USD, and the exchange rate is subject to the exchange rate announced by the People's Bank of China on the same day.

2. If the currency of the credit card is not USD: the settlement currency shall be the currency agreed with the issuing bank. The exchange rate is subject to the exchange rate announced by the People's Bank of China on the same day.

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