Credit card cashback means that if the cardholder uses a credit card to make purchases, and the cardholder's consumption reaches the amount specified by the bank, then the bank will return part of the money to the cardholder. Credit card cashback is divided into the following two situations:

1. Some cashback is in the form of cash. If the cashback is cash, the cash can be withdrawn or transferred;

2. If the cashback is in the form of card swiping credits, the user can only swipe the card for consumption within the specified validity period, and then the card swiping credits can be used to deduct the corresponding consumption amount.