The charging standard of the Bank of Communications Youth Black Card Credit Card is: there is no annual fee in the first year, and the annual fee in the second year can be waived by swiping the card six times in the first year; If it is not used in the first year, an annual fee will be charged from the second year, one year 140 yuan. Otherwise, it means that you owe money and your reputation is affected. If you don't use it, you will cancel it after opening it.

To cancel a credit card, you must meet the cancellation conditions:

Under normal circumstances, if your credit card has not been paid off, or the annual fee has not been paid, or there is a balance, it cannot be cancelled. Of course, individual banks have other requirements for credit cards. Therefore, you must ask clearly when calling the official customer service phone of the credit card.

Logout method:

1. Telephone banking cancelled.

Basically, ordinary credit cards can be cancelled by telephone banking. Of course, some banks may be a little troublesome, while others are different, such as China CITIC Bank and China Merchants Bank, which are very convenient. Note that you can cancel your credit card by phone only if you can cancel it.

2. Bank counter cancellation.

Going to the bank counter to cancel is also the method used. But pay attention to the following points:

First: bring the necessary documents, such as ID card, credit card, and prepare the money if the credit card owes money!

Second: remember to avoid the rush hour of the bank, so as not to queue for too long and delay your normal work and life.

Third: truthfully explain the situation to the staff. If you really want to return your card, don't change your mind easily

3. The business hall of the designated bank shall be cancelled.

Of course, because there are still differences in the regulations of credit cards among banks, and there are many types of credit cards, some banks will have clear regulations on the cancellation of some credit cards. So, if you are not sure where to cancel your credit card, call the official customer service in time.