1. When the merchant promotes the installment activity, the merchant launches the installment payment service and chooses the mobile phone that can participate in the installment payment service.
2. In JD.COM and Tmall, choose mobile phones to buy goods in installments.
Third, the third-party payment website applies for XX installment.
Buying a mobile phone by installment in a physical store:
1. At present, many mobile phone stores have cooperation with consumer credit companies. As long as consumers have the repayment ability and hold their ID cards and bank cards, they can directly go to the store to apply for installment payment, which can generally be divided into 6, 12 and 24 installments, and consumers can choose according to their actual situation.
27 If consumers have a credit card, they can also use it to overdraw their consumption, and then pay by installment.
Buying a mobile phone by installment online:
1. First of all, you should have a credit card. If you don't have a friend, please go to the bank first. Then the iPhone13 mobile phone (system version: iOS15.) enters the webpage and logs in. Then search to find the mobile phone you want to buy. Here, try to choose some reliable merchants with high sales volume, then click to enter the product purchase page, select the color and package of the mobile phone, and then click "Buy Now". If you buy something from Taobao, if the price of the item you buy is less than 4 thousand, you can choose to pay by installments, including 3, 6, 9 and 12 installments. After choosing the installment method that suits you, click on the installment purchase.
2. enter the payment interface, fill in the recipient's name, phone number, address and other contact information, and click submit installment order.
generally speaking, if the credit card holder keeps paying back on time after installment, it will not affect personal credit information. On the contrary, if you apply for installment, it just proves that credit card holders have strong consumer demand. If the cardholder applies to the bank for withdrawal at a later stage, it will improve the probability of passing the withdrawal application. Credit card installment can be repaid in advance, but you need to contact customer service in advance to terminate the installment. The cardholder should be reminded that once the installment application is successful, it is irrevocable. Even if the installment is terminated early, the handling fee for the remaining installments will still be charged.