American Express credit cards will be banned if they are not used for a long time. The American Express credit card account has no transaction activity for a long time, and the bank will regard it as an inactive account. Banks will take measures for inactive accounts, such as temporarily closing or closing accounts to ensure account security and prevent fraud, so American Express credit cards will be closed if they are not used for a long time. Credit card is a financial tool, which allows cardholders to pay by borrowing money from the issuing bank when purchasing goods and services. Cardholders can use credit cards when they exceed the available balance of their accounts, and ultimately need to repay the borrowed money in accordance with the relevant terms and conditions.