202 1 the grace period of CCB credit card is 3 days. For customers who use other repayment methods, if the repayment on the same day is unsuccessful due to transfer time difference and other reasons, please ensure that the repayment amount arrives before 7:00 am on the third day after the due repayment date, and it is still regarded as normal repayment. According to the credit card collection agreement, in principle, the cardholder is obliged to return at least the minimum repayment amount before the due repayment date. There are no special circumstances to advise customers to repay on time. CCB will provide 3-day tolerance service for credit card customers. There is no need to apply for this service. Time is the third day after the repayment date. If repayment is made within the grace period, CCB still regards the user as normal repayment. Due to various reasons, the account has been delayed. Please make sure that it arrives before 7: 00 am on the third day after the repayment date. Arriving after 7: 00 is considered overdue.

1. Tolerant service: the arrears do not exceed 10 yuan is exempt from interest. Previously, the "overlord clause" of credit card "full penalty interest" was criticized. "Full penalty interest" means that the cardholder fails to repay in full in the current month, and the bank will charge 0.05% interest on all overdraft funds every day from the bookkeeping date until the principal and interest are paid off. However, with the implementation of the new convention, members of the banking association will provide cardholders with "tolerant repayment service". The so-called "tolerance repayment service" means that the cardholder fails to repay in full in the current period, and the balance of the account after the due repayment is less than or equal to at least a certain amount equivalent to RMB 10 yuan, and the repayment should be made in time. It is deemed that the cardholder has paid in full, and the unpaid amount will be automatically transferred to the next bill.

2. "It should be noted that this tolerance is conditional. The convention stipulates the upper limit of 10 yuan, which is lower than 10 yuan, so you don't have to worry about the full penalty interest, and you can be exempted from punishment." The person in charge of the credit card center of a large state-owned commercial bank reminded. Time-sensitive service: the grace period for repayment is at least 3 days. At the same time, the convention also requires cardholders who miss the repayment period of credit cards because of too many bank cards and too many business trips, that is, members of the banking association to provide cardholders with a certain period of repayment grace period service: the repayment grace period is at least 3 days from the due repayment date; If the cardholder repays within the repayment grace period, it is deemed that the cardholder repays on time.

3. "Three days are natural days, not working days." The person in charge of the credit card center of a large state-owned commercial bank in Chongqing explained. This means that even Saturdays, Sundays and legal holidays are within the grace period. Cardholders should pay attention to this point when calculating the grace period, so as to avoid overdue records caused by repayment beyond the grace period and affect personal credit records. Most banks have a grace period for customers who forget to pay back. If the cardholder calls the bank's customer service phone to apply, the bank will give a grace period ranging from 1 day to 3 days according to the customer's personal credit status. CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are called "Longka", including Longka, Famous School Card, Longka Business Card and Longka Automobile Card.