Do you need a credit card for Taobao installment payment? Do I have to have the same money as the commodity price to apply for installment payment? Isn't this equivalent to not staging?

You need an installment credit card. You know credit card installment.

If the installment amount of the credit card occupies the credit card limit, the bank wants to freeze it at one time and increase the available limit for each repayment period. In fact, the bank pays the full amount to the merchant for you first, and then you repay it to the bank in installments, so the bank has to freeze the corresponding installment amount at one time.

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