White family credit card application materials
White households who apply for a credit card for the first time must pay attention to the accuracy and perfection of the application materials if they want to successfully apply for a card or strive for a higher quota. Especially work address, work phone number, income status, marital status, etc. In the credit card application form, proof of work, proof of income or other financial proof are necessary materials for handling the card. Of course, the more financial proof, the better. As long as the applicant can guarantee that the materials submitted are qualified, the general banks will approve the cards, and the four major state-owned banks may be more stringent.
How many credit cards can a white family approve at most?
The credit card limit is comprehensively evaluated by the bank according to the applicant's own conditions, economic conditions and personal credit information. The maximum number of white family credit cards that each bank can approve is different. As a white household, when applying for credit for the first time, it will generally apply for an ordinary card, so the amount will definitely not be too high, generally within 6,543,800 yuan. However, as long as the cardholder can continue to use the card and maintain good consumption habits and repayment, it is easy to withdraw cash from the credit card.
Credit card types recommended by white families.
To handle a credit card, a white household should not only master the skills of handling a card, but also know how to choose a card. After all, there are many kinds of cards introduced by major banks, some of which are easier to apply for, and some have higher application thresholds. In addition to meeting the basic card conditions, we must also meet some rules and regulations. Bian Xiao recommended several credit cards suitable for white families: China Merchants Bank Young Card, Bank of Communications Y-Power Credit Card and China Guangfa Bank True Love Credit Card. If it is a white loan account, you can prepare materials to apply for these three cards, which is easy to approve and has strong rights.