Anyone who has used a credit card knows that you can enjoy the longest interest-free period if you spend it on the second day of the current billing date and if it is included in the next bill, that is, the next repayment date. So which banks have the longest interest-free period?

According to the statistics of Bian Xiao, the banks with the longest interest-free period are Guangfa Bank, Shanghai Bank, Guangzhou Bank, Bank of Ningbo, Industrial and Commercial Bank of China, Agricultural Bank, Bank of Communications and Bank of East Asia, and the interest-free period has reached 56 days.

Followed by Minsheng Bank and Huaxia Bank, the interest-free period is 5 1 day.

Finally, China Everbright Bank, China Bank, China Merchants Bank, Bank of Beijing, Citibank, China Construction Bank, China CITIC Bank, Industrial Bank, Ping An Bank, Shanghai Pudong Development Bank and Postal Savings Bank reached 50 days.

How to set the interest-free period of credit card;

One is that the bank clearly stipulates that one day of each month is the deadline for interest-free repayment, and the interest-free period is the date between the bank's bookkeeping date and the deadline;

The other is that the cardholder chooses a billing date according to his own needs, and then sets the latest repayment date according to the billing date, so the interest-free period is the date between the bank billing date and the latest repayment date.