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I have a Ping An credit card. Will exceeding the limit affect my credit?
Ping An Credit Card will not charge the overrun fee temporarily, which will not affect the credit. You just need to pay the bill on time.

Tips: Whether the credit card can be overused will be comprehensively evaluated by our system according to your current consumption situation. It is impossible to estimate how much it can exceed. In order to avoid transaction failure, it is suggested that you pay attention to your available quota and spend within it.

Reply time: August 2020-14. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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