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What is the general limit of Minsheng MC Personal Gold Card?

The credit limit of Minsheng Credit Card MC personal gold card is generally 10,000-50,000 yuan. The credit card limit is comprehensively assessed based on the information attached to the application, combined with the specific circumstances, and based on the completeness of the personal information, previous creditworthiness, and income range. After using the credit card for a period of time, the limit may be reduced, or you can apply to increase the limit.

The available overdraft limit of a bank credit card refers to the maximum limit that the bank determines can be used for overdraft consumption and cash withdrawal based on the cardholder's income and credit status. The cardholder can use it repeatedly within the validity period of the credit card.

Several ways to increase credit card limit:

1. Frequency of use: Frequent use of credit cards, regardless of the amount, as long as the card can be swiped, it will definitely be swiped.

2. Amount: It is best to produce monthly bill consumption that is at least 30% of the total amount.

3. The bill for card consumption must be for 3 consecutive months without interruption, that is, there must be consumption every month.