I am happy to answer this question for you.

The China Banking Regulatory Commission stipulates that no fees are allowed for unactivated credit cards! Therefore, you don’t have to worry about charges for canceling the card without opening the card.

In fact, there is no need to cancel an inactive credit card. Because the card has not been activated yet, it is equivalent to a useless card. As long as you don't activate the card, there won't be any fees! So if you don't want to use this card, just don't activate it and don't use it. However, in order to use the card safely, it is recommended to identify the card that is not in use and cut the magnetic strip into pieces to avoid being stolen!

Warm reminder: CITIC’s credit cards do not waive annual fees in the first year, but swipe the card to waive annual fees. If you swipe your card once within 30 days after it is approved, the annual fee will be waived for that year. From now on, if you swipe it 5 times a year, the annual fee for the next year will be waived. CITIC credit card is valid for 3 years. There is no limit to the amount of credit card swiping.

So, if you have already activated it, just swipe it once to get the annual fee waived for that year, and then call customer service to cancel the card.

However, this kind of behavior of directly canceling the card without opening it may have a negative impact on your credit record. Applying for a card later may be a bit troublesome. I hope the author will consider it carefully.