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How to calculate the credit card of China Merchants Bank for two years or one year?
There is no interest on credit card installment, and there is an installment fee.

_ crimson peach line Pang Fan? 38,000 yuan, divided into 12 installments, and the installment fee rate is 7.92%, so: installment fee = total installment amount * installment fee rate = 38,000 * 7.92%/12 = 251yuan;

_ Mok _ Gong Jing? = total installment amount/number of installments = 38,000/12 = 3167 yuan;

_? 24 issues, 38,000/24 =1.583 yuan.

_ What are you doing? 10% advance cash principal+10% non-advance cash transaction principal+100% expense+100% interest+100% over-consumption +65438+ the minimum repayment amount in the previous period of 0% failed.