? With the development of the times and economic progress, we are now in a dye vat of desire and materiality. It is impossible for any of us to be spotless, and appropriate material desires can play a certain role. The positive effect is that it makes us more motivated and hardworking. But the desire for transition is like a swamp slowly devouring yourself.
How many of today’s young people have not used these lending tools? It ranges from various types of Huabei and Borrowing, to large items such as various credit cards. Of course, moderate overconsumption has certain benefits. It can make people feel happy and allow the market economy to flourish. However, excessive advance consumption will not only bring huge pressure on people's lives and psychology, but also damage their own credit.
As the title says, the money borrowed from one credit card is used to make up for the money borrowed from another credit card. This kind of behavior reminds me of a sketch by Huang Hong in the Spring Festival Gala. The name of the sketch is "Decoration". In it, the bricklayer played by Huang Hong demolished the west wall to repair the east wall. At the end of the sketch, a good house was smashed into briquettes. . The same is true in real life. The act of borrowing credit cards here and there will only make the hole you owe bigger and bigger, and eventually the hole will swallow you up.
Of course, credit cards are not useless. It is also a very good choice to borrow some emergency funds within a reasonable and reasonable range. Moreover, as a working-class person, a fixed salary is received every month, so a small amount of borrowing will not have a big impact on life.
Finally, what I want to say is that excessive and uncontrollable consumption is a pathological behavior that requires corresponding psychological treatment. As an adult, you should make rational judgments about everything in life, rather than blindly do things according to your own temper. I hope this article can provide some advice to these over-consuming people.