It is best not to do so as there is a risk of personal information being leaked.

Under normal circumstances, refunds can be refunded directly to the card used to swipe the card. It has little to do with whether the card was swiped by me. There is no need to submit photos of the ID card and card.

The importance of photos of the front and back of a credit card

Scammers ask for photos of the front and back of a credit card to obtain the credit card number, expiration date and the last three digits on the back of the card.

Among them, the "three digits on the back of the card" is the nickname of the "credit card security code". The credit card security code is a set of 3 or 4 digits printed on the back of the credit card. The way it is generated is that the bank extracts the card account number, expiration date, and service code, arranges them, and then calculates it through a series of complex algorithms.

It should be noted that the credit card security code is equivalent to the credit card’s ID card, and you can use this code to conduct consumer transactions. Shopping on overseas websites does not require a password. As long as the buyer provides an account number and security code, the transaction can be completed. In China, there are also merchants that have signed contracts with banks to complete phone transfers without a credit card password and only with a security code.

Industry insiders suggest that once someone asks for photos of the front and back of the cardholder’s credit card, this behavior can be regarded as fraud and the police can be reported directly.