staged music feels quite unreliable, with high interest and many routines, so it is not recommended. Staging music is a domestic financial service platform that provides staged consumption for young people. The monthly down payment for purchasing goods is the lowest in the whole network, and the repayment fee is ultra-low. It supports online banking, Alipay and Tenpay, and you can use your ID card for staging. Mobile phones, computers, cameras and other commodities provided by the platform.

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1. installment music

installment music is a high-quality installment shopping center under Lexin. Founded in October, 213, it is the first batch of directors and members of China Internet Finance Association and the first batch of 17 Internet financial credit information sharing units.

The company has established formal cooperative relations with many famous brands such as Apple, L 'Oreal and Philips, and has become the third largest Internet channel after JD.COM and Tmall. With rich high-quality goods and good stage experience, the stage music shopping center provides users with a brand-new e-commerce phased consumption scene; At the same time, it also provides installment shopping service for credit card holders of dozens of banks such as China Industrial and Commercial Bank and China Merchants Bank.

2. Is installment music an online loan?

No, installment music is not an online loan. The platform is mainly engaged in matchmaking business and does not participate in lending itself. At present, Staging Music has recommended campus loan business to banks. For users registered as college students, Staging Music will no longer recommend any loan business for any online lending platform or financial institutions not approved by the CBRC. At present, staged music mainly cooperates with banks and licensed consumer finance companies, such as Industrial and Commercial Bank of China, Agricultural Bank of China and China Merchants Bank.

3. What's the interest rate of installment music

installment music is an online installment consumer product. Its installment daily interest rate is as low as .3%, and the converted annual interest rate is 1.95%, but it is also in line with the national loan regulations. According to the national regulations, as long as the loan interest rate does not exceed 24%, it does not belong to the category of usury. Usually, interest is charged according to the number of installments, so the more installments, the higher the interest will be.

4. What will happen if installment music doesn't pay back the money?

① There will be overdue fees: once the repayment date is overdue, there will be corresponding overdue fees, and the longer it is overdue, the more overdue fees will be generated.

② being sued: If installment music fails to pay back the money, it has the right to sue after more than 9 days. At that time, if installment music brings a lawsuit to the court, after the court's judgment, if the customer still fails to repay the loan, it is likely to be listed as an executor of dishonesty.

③ Affect personal credit and future card and loan: Once installment music is overdue, it will damage personal credit and probably leave a bad credit record in the credit report. Once a bad record is left in the credit report, it will take at least 5 years to be deleted by the system. If you apply for a card or loan later, you will probably be rejected because of bad credit.