What are the credit cards of Hua Xia Bank? How about Hua Xia Bank's credit card?
As a low-key bank, Hua Xia Bank's credit card business started late and there are not many types of cards, but the daily discounts of the cards are still very real. Let me talk about Hua Xia Bank’s credit cards~~~
Although Hua Xia Credit Card is not well-known among commercial banks at present, there are relatively few card types and the intensity of activities is not as good as that of popular commercial banks such as China Merchants Bank and Transportation Bank. It’s big, but it has some perks that make people sit up and take notice.
1. Free handling fees for overseas cash withdrawals: This is a major reason why many cardholders are keen on Huaxia Credit Card.
2. Points are valuable. Earn 1 point for every RMB 1 spent on transactions and 7 points for every USD 1 spent on transactions. The cumulative limit of transaction points for each customer per month (with the accounting period as the statistical period) is 500,000 points. Points can be used to redeem business travel credits, Air China miles and Jifenbao.
If you also want to have a Hua Xia Bank credit card, then these are worthy of your attention.
1. Hua Xia Art Card
A credit card mainly promoted by Hua Xia Bank. The credit card points earned by cardholders through card consumption can be exchanged for Alipay points, which can be used in Taobao Mall, water, electricity and coal, etc. The application scenarios reach directly into cash applications. There will also be discounts for purchases at more than 2,000 merchants with the Yaku Space and Time logo. In addition, you can also choose merchants of your own choice and enjoy the benefits of triple points. This benefit cannot be better.
2. Changxing Hua Xia Credit Card
It is a platinum card of Hua Xia Bank. The annual fee is charged in the following year. 50,000 points can be used within 3 months after the annual fee is incurred. Redeem annual fee. You can enjoy real discounts such as free roadside assistance, refueling cash rebates, driving services and ETC express travel, which is quite friendly to car owners.
3. China Elite Premium UnionPay Platinum Credit Card
The biggest advantage is that VIP lounges/security check channels are not used in more than 20 cities across the country. If you work in Beijing and frequently travel via Air China, this card could be on your “must-have” credit card list. Although this card requires 50,000 points every year to redeem the annual fee, Hua Xia Bank’s points are easy to earn. Just by participating in each quarter's activities, you can easily earn hundreds of thousands of points every year, and it's very easy to apply. But the disadvantage is that there are relatively few cities in the country where it can be used~
How about Hua Xia Bank’s credit card?
It’s very good. The advantages of Hua Xia Bank’s credit card:
1 . No handling fee for overseas cash withdrawals: This is a major advantage of Hua Xia Credit Card.
2. Points are valuable. Earn 1 point for every RMB 1 spent on transactions and 7 points for every USD 1 spent on transactions. The cumulative limit of transaction points for each customer per month (with the accounting period as the statistical period) is 500,000 points. Points can be used to redeem business travel credits, Air China miles and Jifenbao.
The more famous credit cards of Hua Xia Bank are Hua Xia Art Card, Changxing Hua Xia Credit Card, Hua Xia Elite Premium UnionPay Platinum Credit Card, etc. Although there are not many card types, it also has its own uniqueness.
Extended information:
Hua Xia Bank’s credit card application process:
1. Receive the credit card application form and fill in the application information truthfully;
2. Submit other supporting materials (such as social security card, work permit, etc.);
3. Hua Xia Bank’s local branch will conduct a preliminary review of the applicant’s conditions and submitted materials;
4. After passing the preliminary review, the materials will be sent to Hua Xia Bank Credit Card Center for review;
5. If the conditions are met, the application will be approved and a certain credit limit will be given;
6. Hua Xia Bank system card;
7. Hua Xia Bank will send the card by registered mail or EMS;
8. After receiving the card, the applicant will sign in the signature box on the back of the card;
9. The card can be activated and used normally.
These credit cards of Hua Xia Bank are not to be missed
Nowadays, many people have credit cards, but among the cards issued by various banks, Hua Xia Credit Card is not very popular among people. understood. But Hua Xia Bank also has many cards that are worth buying. Today I will introduce to you several Hua Xia credit cards worth applying for.
Worth it for car owners: Changxing Huaxia Credit Card
Benefits
1. Platinum card users can get 2% cash back on refueling after spending over 1,000 on non-gas purchases. The monthly rebate is limited to 20 yuan; Zunshangbai can get 6% cash back after refueling over 2,000 yuan, and the monthly rebate is limited to 60 yuan.
2. Platinum card users can exchange 50,000 points for 5 car driving services. Zun Shang Bai can directly enjoy 5 car driving services.
The main benefit of this card is that you can enjoy cash back discounts for refueling, but it is not free and requires consumption to meet the standards, so compared with the refueling benefits of other car owners' credit cards, it is not very good.
Annual fee
This card is available in two types: Standard White and Zun Shang White. The annual fee for Standard White is 200 yuan. The annual fee is waived in the first year. You can spend 5 times a year. The annual fee for the next year is waived; the annual fee for Zun Shang Bai is 680 yuan, which can be redeemed with 50,000 points. The annual fee is not too high, and the marked annual fee can be easily reduced. Everyone can choose to have a standard white or a noble white according to their own conditions.
Entry-level card: Huaxia art card
Benefits
1. Cardholders can redeem points for Jifenbao, the ratio is 550:100, Jifenbao is available Get cash deductions when shopping on Taobao.
2. Cardholders who participate in the business travel shopping or dining, drinking and entertainment points program can enjoy 3 times the points when spending at the corresponding merchants of their choice.
The benefits of this card mainly focus on points. If you love shopping, you can apply for it. In addition, there are discounts on handling fees. Handling fees for overpayment cash withdrawals are waived, and the first daily overdraft withdrawal is also waived.
Annual fee
This is a gold card with an annual fee of 200 yuan. The annual fee for the first year is waived. If you spend or withdraw cash 5 times a year, the annual fee for the next year will be waived. The annual fee is not high and can be easily waived.
Many discounts for overseas consumption: Hua Xia Elite Global Credit Card
Benefits
1. Cardholders can enjoy 1% credit when swiping the card at any merchant.
2. Cardholders can enjoy airport and high-speed rail VIP room privileges three times a year.
3. Cardholders can enjoy high-end benefits from the world’s top 10 hotel brands.
The card benefits are very good. As a global card, it is very suitable for people who often travel abroad or study abroad.
Annual fee
This card has a MasterCard version and a UnionPay version. The MasterCard card has no annual fee for life; the UnionPay card has an annual fee of 680 yuan, and the annual fee is waived in the first year, and the card can be used for one year. 5 times free of annual fees for the next year. Cardholders will not be charged any annual fees.
Many travel rights: China Elite Platinum Card
Benefits
1. Unlimited airport VIP lounge rights;
2 . Free roadside assistance service throughout the year;
3. UnionPay 1 yuan airport parking;
4. Booking air tickets through "Hua Xia Business Travel Link" can get double business travel money.
The benefits of this card mainly lie in travel, and business travelers can apply for this card.
Annual fee
The card has an annual fee of 680 yuan, which can be redeemed with 50,000 points. The annual fee is not low and cannot be waived, so it is not easy to reduce it. Therefore, if your financial conditions are average, you may need to bear a certain amount of annual fee pressure to apply for this card.
The above is a summary of several good Hua Xia Bank credit cards. Friends who plan to apply for a credit card at Hua Xia Bank can learn about the four cards introduced above and choose the one that suits them according to their needs. Card processing.
How about Huaxia Bank’s credit card?
Very good, the advantages of Hua Xia Bank’s credit card:
1. Free handling fees for overseas cash withdrawals: This is a major advantage of Hua Xia Bank’s credit card.
2. Points are valuable. Earn 1 point for every RMB 1 spent on transactions and 7 points for every USD 1 spent. The cumulative limit of transaction points for each customer per month (with the accounting period as the statistical period) is 500,000 points. Points can be used to redeem business travel credits, Air China miles and Jifenbao.
The more famous credit cards of Hua Xia Bank are Hua Xia Art Card, Changxing Hua Xia Credit Card, Hua Xia Elite Premium UnionPay Platinum Credit Card, etc. Although there are not many card types, it also has its own uniqueness.
Introduction to Huaxia Bank:
Total assets reach 3.02 trillion yuan, total loans are 1.78 trillion yuan, and total deposits are 1.68 trillion yuan.
It has established 42 first-level branches and 68 second-level branches in 110 cities at or above the prefecture level across the country, with a total of 1,017 business outlets and nearly 40,000 employees, forming an institutional system that "based on economically developed cities and radiates across the country" .
Hua Xia Bank has established 1,330 domestic and overseas correspondent banks, covering 334 cities in 102 countries and regions on five continents, and has established a settlement network covering major trade areas around the world.
That’s it for the introduction of which credit cards are good in China.