1, the credit card is mainly to spend first and then repay, and use the bank's funds to spend in advance and enjoy the interest-free period. This is a financial management method. 2. Credit card is not a savings card, and the deposit in credit card will not settle interest. 3. Credit cards can be used as payment tools, and can be directly consumed through POS machines installed by merchants or online payment platforms. 4. The bank will also provide you with various forms of integral, discount, installment, lottery, promotion and other activities. Credit card is also the main international payment tool. You can shop conveniently on overseas and international websites. If you travel and stay in a hotel, only a credit card can complete the hotel pre-authorization for you.

I want to ask how to pay by China Merchants Credit Card.

You can download the Pocket Life APP directly from your mobile phone. There is a QR code in it, so you can directly scan the QR code to pay the bill.

The Credit Card Customer Service Center of China Merchants Bank was awarded as the "Best Call Center of the Year in China" at the China Conference on Call Center Operation and Customer Relationship Management in 2004, and it is the only award-winning unit in the domestic financial industry. In 2002, China Merchants Bank realized the integration and professional service of credit cards.