Post credit card customer service manual service hotline

24-hour customer service hotline: 400--889-5580.

The Postal Savings Bank of China Credit Card is a RMB credit card. It is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card. It can be used freely for consumption at home and abroad. The card is valid for Three years, four supplementary cards can be set up. The main pattern on the China Postal Savings Bank credit card is the Chinese character "ding", the background color is blue-green for regular cards, and golden for gold cards.

According to statistics, as of October 2010, the ++++ business of the Postal Savings Bank of China has fully covered all prefecture-level cities and 2,100 counties, cities and major towns across the country. Nationwide, there are approximately More than 4,500 outlets have launched this service. In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan, with an average loan of about 5.9 Ten thousand yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level.

Card meaning:

Gold Card The main pattern on the Postal Savings Bank of China credit card is The Chinese character "ding" appears on a blue-green background.

"Ding" - Since ancient times, "Ding" has been regarded as an important weapon passed down from the country and a symbol of the country and power. The word "ding" in the Chinese character is also given extended meanings such as "prominence", "noble" and "grand". The card uses "ding" as the main design element, reflecting the connotation of sincerity and trustworthiness, and the promise of a thousand pieces of gold, as well as the Postal Savings Bank of China's "standing as a tripartite". "Your" service commitment.

Puka blue and green background color - integrating the green, healthy, convenient and fashionable life concept.

The golden background of the gold card - 24K gold courtesy, showing the noble life.

Special shiny material - international advanced technology, highlighting the fashion and noble quality of the cardholder.

Aspects and meaning

Basic functions:

Postal Savings Bank credit card is a UnionPay standard RMB credit card, with overdraft consumption, overdraft cash withdrawal, and installment payment and other rich functions; providing 24-hour customer service hotline, free bill delivery, self-deduction and repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.

Special features:

The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life. The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules. Moreover, this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc. [img]

Postal Savings Bank Credit Card Telephone Number

Postal Savings Bank Credit Card Customer Service Telephone: 400-88-95580; dial 400-88-95580 - press 0 to connect to manual service.

What is a credit card?

Credit card (English: creditcard), also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when making purchases with the credit card, and repayment will be made on the billing date (English: billing date).

On April 15, 2016, the central bank issued the "Notice of the People's Bank of China on Matters Related to Credit Card Business", canceling late payment fees on credit cards, introducing liquidated damages, and prohibiting over-limit fees. The new regulations were implemented in January 2017 It will be officially implemented on the 1st.

The debit card is an ordinary savings card. The account attribute is a current deposit account, which can be used for consumption, ATM deposits and withdrawals, etc.; the credit card can be used for consumption, ATM deposits and withdrawals, etc. The biggest advantage is that it can Overdraft (with a certain credit limit)

Generally, bank cards are divided into two types: credit cards and debit cards.

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.

Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Postal Savings Bank of China credit card customer service hotline 95580

1. 95580 is the 24-hour customer service hotline of Postal Savings Bank of China. Customers can dial 95580 to handle Postal Bank's savings and payment, transfer and remittance, microfinance, investment and financial management and other services. People can also make inquiries over the phone and lodge complaints through this number if they have any problems.

2. After dialing, people can directly follow the voice prompts to operate, or they can be transferred to the manual channel and ask for manual customer service help. If you want to switch to manual service at 95580, you only need to press the "1" key to select Chinese service after dialing, and then press the "0" key to switch to manual service.

3. However, if you switch to manual service, someone may not answer the call. If it is busy, there may not be a manual call. In this case, the customer can hang up first and wait for a while before trying to call again. When calling 95580, in addition to the local call charges according to local standards, no additional charges will be charged.

4. 95580 is the comprehensive telephone hotline of Postal Bank. If you are a credit card customer, you can directly call Postal Bank’s dedicated credit card customer service hotline 400-889-5580

1. Introduction to Postal Bank< /p>

1. Since the resumption of postal savings in 1986, as of 2008, it has built a personal financial service network with the widest coverage of urban and rural outlets and the largest transaction volume in the country, with 36,000 savings outlets. The Postal Savings Bank of China has established provincial branches in all 31 provinces (municipalities and autonomous regions) across the country, and has branches in 5 cities with independent state planning in Dalian, Ningbo, Xiamen, Shenzhen and Qingdao.

2. After 25 years of development, the Postal Savings Bank of China has formed a liability business with local and foreign currency savings deposits as the main body; domestic and international remittance, transfer business, bank card business, agency insurance and securities business , collection and payment agency, agency underwriting and issuance, redemption of government bonds, agency sales of open-end funds, provision of personal deposit certificate services and safe deposit box services and other forms of intermediary business; as well as bond investment, large agreement deposits, syndicated loans, small Asset business with credit lines as the main channel. From 2008 to 2010, the Postal Savings Bank of China's corporate deposit and corporate settlement business was fully rolled out in 36 branches across the country, and credit cards were successfully issued.

3. Postal Savings Bank of China relies on its postal network advantages and in accordance with the corporate governance structure and commercial bank management requirements to continuously enrich its business varieties, expand marketing channels, and improve service functions to provide the general public with more comprehensive and Provide more convenient basic financial services and become a modern bank with sufficient capital, strict internal controls, safe operations, complete functions and strong competitiveness. On June 22, 2007, the Postal Savings Bank of China's "easy to borrow and easy to repay" ++++ business launched a pilot program in Changyuan County, Xinxiang, Henan Province. By the end of 2007, seven provinces had launched pilot projects. National promotion began in early 2008. As of June 24, 2008, when the ++ branch opened business, all branches in 31 provinces (autonomous regions and municipalities) and 5 branches in cities under separate state planning across the country had opened ++++ business.

What is the phone number for Postal Credit Card?

Postal Credit Card Telephone: 400-889-5580

1. Postal Savings Bank Credit Card is a product launched by Postal Savings for ordinary users. It is based on "convenience" and With the concepts of "affordable" and "safety", we create a practical card for our customers.

2. Product Features

Permanent annual fee exemption: Both the main card and supplementary card are permanently exempted from annual fees, free of annual fees, and you can swipe the card as you like.

You can choose any installment payment you want: "any installment" for bill installments and "pay for each transaction" for transaction installments, with no interest and low handling fees.

Double protection of password SMS: activate the card through the 24-hour customer service hotline, set the transaction password and query password online in real time, or log in to online banking to activate it online in real time, which is safe and fast.

Enjoy up to 50 days of interest-free repayment period for consumption: the longest is 50 days, the shortest is 20 days, the interest-free period for consumption, priority is given to enjoying a leisurely life.

Optional billing dates: Multiple billing dates are available to facilitate flexible repayment arrangements.

Points are permanently valid: every dollar spent earns one point, and the points are permanently valid. Points can be transferred and redeemed to easily implement various points plans.

Postal credit cards are a type of card that is more friendly to the people. There is no annual fee, strict security protection measures, long repayment period, and the points are permanently valid.

Is the postal savings bank customer service hotline 24 hours a day?

The postal customer service hours are 24 hours, and the customer service numbers are as follows:

1. Postal Savings Bank customer service hotline is: 95580.

2. Postal Savings Bank credit card customer service hotline: 400-88-95580.

3. Postal services: 11185.

4. EMS: 11183.

5. China Post Life: 400-890-9999.

6. Postal Bank customer service telephone manual service.

Method 1: Dial 95580 - press 1 to select Mandarin - press 0 to connect to manual service.

Method 2: Dial 400-88-95580 - press 0 to connect to manual service.

Postal Savings Bank customer service telephone fee standard:

1. Postal Savings Bank customer service telephone: 95580.

(1) Postal Savings Bank customer service hotline organically combines self-service and manual answering service to provide you with 7×24-hour customer service. Through self-service or manual service, you can complete account balance inquiries , transaction details inquiry, verbal report of account loss, timely application for activation, agreed periodic rule setting, fund transfer, third-party custody, foreign exchange treasure trading, fund trading, self-service payment and other types of transactions.

(2) The charging standards are the same as those for local calls, and no long-distance call charges will be charged.

2. Postal Savings Bank credit card customer service hotline: 400-88-95580.

(1) The Postal Savings Bank credit card customer service hotline provides users with: credit card application consultation, application progress inquiry, password modification or reset, credit card loss report, account inquiry, card function settings, installment and market activity products Ordering, credit card activation, personalized menus, human service and other functions.

(2) 400 customer service hotline, the charging standard is the same as the charging standard for local calls, and no long-distance call charges are charged.

In addition, customers can inquire about business handling, account issues, complaints, transactions and other issues through the Postal Bank mobile app or WeChat official account.

The Postal Savings Bank credit card is a UnionPay standard RMB credit card. It has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, and points earning; it provides a 24-hour customer service hotline, free bill delivery, Self-deduction repayment related services and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.

What is the customer service phone number for Postal Credit Card?

24-hour customer service hotline, 400--889--5580

Extended information:

Postal savings credit cards rarely have risk control reductions,

I like minimum repayments and cash withdrawals.

It is easier to increase the credit limit if you do these two actions frequently.

I often use postal savings credit cards to pay utility bills.

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There are also opportunities to increase your quota.

1. Two ideas for increasing the limit of Postal Bank credit card

1. Apply for a temporary limit

If you have large consumption needs in a short period of time, you can Call the Postal Savings Credit Card customer service hotline and request a temporary limit adjustment. If you meet the conditions for temporary limit adjustment of Postal Savings Bank, the temporary limit adjustment can be achieved within 24 hours. The temporary limit is valid for 30 days. After expiration, the credit limit will be automatically restored to the original limit.

2. Increase the fixed limit

When you have a fixed need to increase the credit limit, you can call the credit card customer service hotline. Postal Savings Bank will increase the credit limit based on the cardholder’s credit card status and credit standing. Your permanent adjustment needs will be processed in a timely manner.

2. Card usage habits that will help increase your credit card limit

1. Keep the frequency of using your credit card for purchases. Regardless of the amount, as long as you can swipe your card, you will definitely use your card to make purchases. And you do need to swipe the card more often, because the system will consider the credit card as a necessity in your life, and it will also collect money.

2. To ensure that credit card consumption reaches a certain amount, it is best to have at least 30% of the total monthly bill consumption. In fact, this is not the case. If you swipe more cards, the bank will indeed make more money. But if your consumption amount does not match your income, the bank will consider you to be a high risk. (For example, your monthly income is 3,500, and your monthly credit card consumption is more than 10,000)

3. Apply for a temporary limit from the bank from time to time. If you need to increase your quota in the short term for holidays, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve. This is usually easy to increase the amount, because everyone has temporary expenses. But this increased credit limit is temporary. It actually has little to do with increasing the permanent limit.

4. Frequently apply for credit limit increase from the bank. If you continue to apply for a quota increase over the phone, sometimes different customer service applications will be handled differently. Different customer service departments do have different handling methods, but the results of the system evaluation will be the same.

5. Grasp the favorable opportunity to increase the quota. It is most effective to apply on billing day or when your card has just been maxed out. Generally, when the card is about to be maxed out, the system will prompt you to automatically increase the temporary limit.

6. Do not interrupt the records of credit card consumption. The bills for card consumption must last for 3 consecutive months without interruption, that is, there must be consumption every month. This is indeed very helpful in increasing your credit limit in the early stages of holding the card.

That’s it for the introduction of the postal credit card center customer service phone number.