Reference is as follows:

1. First, you must hold a CITIC Bank credit card

2. If you are a high-quality customer of CITIC Bank

Quality customer standards :

1. Have deposits in CITIC, exceeding RMB 10,000, usually for more than half a year

2. Make investment and financial products in CITIC

3. More Swipe your CITIC card, make multiple transactions, and consume different types of transactions offline and online

4. Frequent consumption, preferably an average of more than 10 transactions per month

5. The amount should be as large as possible. The total consumption amount within half a year must be at least 30% of the limit

Xinkuaixian is a loan product that supports large-amount “borrow cash and repay in installments” for eligible cardholders. After the application is successful, The cash will be transferred to the debit card or CITIC Blue Card account in your name.