Conclusion: Minsheng Bank provides two ways to cancel credit cards. Whether it is through telephone customer service or in person at the counter, there are corresponding steps that need to be followed. The following is the detailed cancellation process:

There are two ways to cancel a Minsheng Bank credit card account: telephone account cancellation and bank counter account cancellation. First, if you want to handle it over the phone, the holder can call the customer service hotline 400-669-5568 and enter the card number to proceed. However, when canceling a card over the phone, be sure to ensure that there is no outstanding balance in the account and the card is in hand to ensure the safety of the account.

If the card is lost, it is recommended to report the loss first and then cancel it to avoid losses. Bring your identity document to a bank branch to go through the cancellation procedures and fill in the relevant application. During this process, it is important to ensure that all arrears in the account have been paid off. If there are small deposits, the staff must be notified in advance to clear them.

Canceling a credit card is not an easy process and requires a 45-day settlement period. After the 46th day, the cardholder needs to call the bank again to confirm the cancellation status and ensure that the process has been completely completed. After cancellation, be sure to properly dispose of the old card, cut off the magnetic strip and hand it over to the bank for destruction to protect the security of personal information.

It should also be noted that after a credit card account is closed, all credit cards under the account will be canceled, so please make sure to clearly distinguish the difference between a branch card and account cancellation. During the cancellation process, follow the above steps to ensure smooth credit card cancellation.