1. What are the corporate loan products of ICBC?
ICBC’s corporate loan products include small-amount guaranteed loans, small business bank-zhengtong, online loans, corporate revolving loans, etc. Customers can consult ICBC according to their own needs, submit the information and wait for the bank’s review. .
After the company's loan application is successful, if the customer is overdue, it will affect the company's credit and the bank will charge penalty interest, which will have a very negative impact on the future development of the company.
2. What are the corporate loan products of ICBC?
ICBC’s corporate loan products include small-amount guaranteed loans, small-amount tax credit loans, small business bank-zhengtong, online loans, corporate revolving loans, etc. Customers can consult ICBC according to their needs , submit the information and wait for bank review.
After the company's loan application is successful, the customer must still remember to repay the loan in time as agreed. Once it is overdue, it will affect the company's credit and be charged penalty interest by the bank, which will have a negative impact on the future development of the company. Bring very bad effects.
3. What are the loan products of ICBC?
1. Rong e-borrowing Rong e-borrowing refers to unsecured and unsecured RMB loans issued by our bank to borrowers who meet specific conditions for personal legal and compliant consumption purposes. The one-year loan interest rate is 5.22, and the loan interest rate for more than one year is 5.7.600 yuan, with a maximum amount of 800,000 yuan, a maximum term of 5 years, and a maximum grace period of 12 months. The repayment method is flexible, early repayment is supported, and the loan will arrive in your account in real time as soon as possible.
2. Individuals are RMB loans secured by legal and valid collateral issued by the Industrial and Commercial Bank of China to customers. The minimum limit for a single transaction is 500 yuan, the maximum is 300,000 yuan, and the maximum limit for a single household is 10 million yuan. The loan period is free, with a minimum of 8 days and a maximum of 1 year. You can choose any number of days within this range. The operation process is simple, with self-service processing, automatic approval, and fast payment.
3. Yidai Yidai is a credit consumption credit service provided to customers holding ICBC debit cards and credit cards when they make card purchases or online shopping at ICBC merchants. There is no need to mortgage, interview, submit loan information, or wait for loan approval. It can be applied for a single purchase of 100 yuan or more, and the maximum amount for a single household can be 200,000 yuan. Both debit and credit cards are available. The loan period is up to 3 years, and you can borrow and repay at any time.
4. Netdaiitong Netdaiitong refers to personal revolving loans through which customers apply for loans, withdraw funds, and repay through Internet channels such as counters, online banking, and mobile banking. The loan has a wide range of uses, the procedures are simple and fast, and you can meet your financial needs anytime and anywhere. A variety of mortgage (pledge) loans can be used, and the loan funds are recycled and can be borrowed and repaid at any time.
5. Personal home consumption loan Personal home consumption loan is a RMB loan used for home decoration and decoration of housing, purchase of housing decoration materials, durable consumer goods and other large consumer goods for home consumption purposes. The maximum loan amount can be up to 1 million yuan. The maximum term of the loan is up to 5 years.
4. What are the types of loans offered by Industrial and Commercial Bank of China?
Personal investment wants to use real estate as collateral for a loan. The term is 3 years. Is there a one-time repayment of principal and interest?