Cardholders can download the issuing bank's mobile banking APP and log in to the personal credit card online banking account for repayment. Generally, there is no handling fee for repayment on it.

2. China UnionPay Express Repayment:

Cardholders can download the official application "China UnionPay Express" developed by China UnionPay on their mobile phones. After registering and logging in with your mobile phone number, you can bind your credit card and savings card on China UnionPay Express, and use the money in the savings card to repay on the APP.

3. Alipay repayment:

When Alipay pays back the credit card, everyone has a free repayment amount of 2,000 yuan per month. If the cardholder's credit card repayment does not exceed 2000 yuan per month, it can be repaid through Alipay without paying the handling fee.

4. Repayment by proxy: generally, 1 0,000 yuan is repaid by someone who specializes in repayment, and the general price is around 1.20- 1.50 yuan.

5. Repayment agent app: 5%- 10% of the card amount can be used for full repayment, and the handling fee 10000 is in 76-86 yuan. For those who are short of funds, you can consider this option.