Adding a card to a credit card means using a card. You can apply for a credit card with an existing credit card, which can improve the probability of successful credit card application.

Card requirements:

1. Mainland residents aged 18 -65;

2. Have a stable job and a monthly punch-in income;

3. Fill in the credit card application form and sign it personally at the "Applicant's Signature".

Most domestic banks, including Industrial and Commercial Bank of China and China Construction Bank, want to apply for another credit card by using their existing credit card. Generally, cardholders need to use the original credit card for more than 6 months and have no bad record, so they can apply for another credit card in another bank.

Extended information

The advantages of a credit card are as follows:

1. You can overdraw your consumption without deposit, and you can enjoy an interest-free period of 2-56 days. You can repay the interest on time without any charge (most banks will charge .5% interest on the day of cash withdrawal, and there is a 2% handling fee. ICBC will charge no handling fee for cash withdrawal, but only interest).

2. swiping your card when shopping is not only safe and convenient, but also a bonus gift.

3. special merchants who hold cards in banks can enjoy discounts.

4. Accumulate personal credit and add credit records to your credit file, which will benefit you for life.

5. Access to the whole country is barrier-free, and you can withdraw money or swipe your card at ATMs and POS machines with UnionPay logo.

6. Credit card spending, taking existing points from some credit cards, various discounts and lottery activities throughout the year, so that you can always be surprised as long as you use your card.

7. Send the statement free of charge every month, so that you can grasp every consumption expenditure transparently.

8. Unique supplementary card function, suitable for husband and wife to manage money together, or to master the financial expenditure of their children.

9. The freely chosen form of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

24-hour service for 1,4 telephones or 5-digit short numbers with the prefix of 9, the loss will take effect immediately, and there is no risk of card loss.

11. Use the third-party platform for business cooperation and provide preferential services for cardholders.

Baidu encyclopedia-credit card