The reserve fund for credit card consumption of Agricultural Bank of China is a special line provided by Agricultural Bank of China for customers. It is an independent quota, which is mainly used by customers in their daily consumption.

You can use this credit card reserve fund for car purchase, furniture purchase, house decoration, or tourism consumption, education, medical care, etc.

After you apply for the credit card consumption reserve fund of Agricultural Bank of China, the loan will be released immediately after approval, and the amount will be transferred to your designated credit card account. After the transfer, your credit card will temporarily close the cash withdrawal and transfer functions, and you can only use this credit card for credit card consumption.

When you apply for the Agricultural Bank of China credit card consumption reserve fund, it also means that your business is officially effective, so whether you use this consumption reserve fund or not, you must repay the principal and installment fee every month.