Whether it will be verified mainly depends on the bank's regulations. Some banks will call the unit to verify, but some will not; also, if different customers from the same bank apply for credit cards, some may call and some may not.

For customers who have a lot of business dealings with the bank, the bank already knows their credit status relatively well. When applying for a card, the bank will not call the company to verify it. And if a new customer applies for a card, and the credit card the customer applies for is of a higher level, and the customer has stricter requirements on economic income level, they are likely to call the company for verification.

In short, customers should keep their phones open to prevent their credit card application from being rejected if they miss the review call. Don't fill in your work phone number casually. If the bank calls and finds that the situation is inconsistent, it will refuse to approve the card.

How to use a credit card?

Credit cards can be paid online through POS machines, and can also be bound to third-party payment software such as Alipay and WeChat for payment. In this way, you can not only pay for online consumption orders, but also pay for offline consumption through credit cards through the scan code payment function. Therefore, both online and offline transaction users can use credit cards to complete payments. For users, they only need to pay attention to repaying on time. Failure to pay on time will result in overdue records and overdue interest.