Meituan credit card and credit card are the same. Meituan Credit Card is a credit card launched by Meituan United Bank, which not only has the rights and interests of ordinary credit cards, but also has some special rights and interests launched by Meituan. Like ordinary credit cards, the functions of the two are the same. Users who hold Meituan credit cards can not only experience the services of bank credit cards, but also experience the services specially provided by Meituan. Meituan Credit Card has the financial function of credit card and can be used for daily expenses and cash withdrawal. In other words, Meituan Credit Card, like ordinary bank cards, needs to pay the corresponding handling fee and interest. Therefore, any merchant who has a POS machine or supports credit card consumption can use it. Take Meituan Credit Card of Qingdao Bank as an example. Domestic cash withdrawal charges a handling fee of 2% of the cash withdrawal amount, with a minimum of 20 yuan. Overseas cash withdrawal is charged at 3% of UnionPay, with the lowest 30 yuan RMB. Interest is calculated on a daily basis, and the daily interest rate is 0.05%. In addition to the financial functions of credit cards, Meituan cardholders can also enjoy many exclusive rights in Meituan. For example, Qingdao Bank Meituan Credit Card can enjoy daily take-out minus 6 yuan RMB, and Guilin Bank Meituan Credit Card food minus 6 yuan RMB per day. Bank of Shanghai Meituan credit card is divided into two types. The first one can enjoy the discount of 10 yuan for each takeaway, and 2 yuan five times a month. In the second paragraph, you can enjoy the discount of 40 yuan for every meal, 2 yuan for five meals a month, and 25 yuan for movies on Friday. It is worth noting that only some city users can apply for Meituan Credit Card, so check whether it can be used in the user's city before applying.