200 yuan/year for the main card of personal gold card, and RMB 0/00/year for the supplementary card/kloc.

Individual ordinary card main card 100 yuan/year, auxiliary card 50 yuan/year.

The annual fee of Peony International Card will be deducted year by year from the card opening date, instead of the natural year.

Since July 1 2006, the new Peony International Credit Card (personal card) can automatically waive the annual fee of the main and secondary cards when the accumulated spending on swiping cards reaches 5 or 5,000 yuan (including equivalent foreign currency) each year. Peony international credit cards include Visa, MasterCard and American Express, except Peony Platinum Card.

In terms of annual fee, Bian Xiao has the following two points to remind cardholders.

First, in order to encourage consumers to use credit cards and prevent them from sleeping, banks have introduced different annual fee-free policies, such as injecting the full amount of credit cards or reaching the credit card limit. Most banks authorize customer service. If the cardholder returns his card because he fails to meet the annual fee-free policy, the customer service staff can take advantage of the annual fee-free discount.

Second, some banks charge an annual fee even if they don't open credit cards. For example, Jinsui Credit Card of Agricultural Bank of China, Platinum Card of China Everbright Bank and Platinum Card of China Merchants Bank. Credit accounts are created when these cards are processed, and banks need to start collecting card fees immediately to bear the corresponding risk of fund overdraft.