Many people may not have sufficient funds when renovating, so they will choose to use bank credit cards to pay in installments. The cardholder can apply for a renovation loan from the bank and after approval, the loan can be made. How to apply for credit card installment payment for decoration? Let’s introduce the credit card installment application process for you, let’s take a look.

1. Conditions for application for installment credit card for decoration

1. Local permanent residents.

2. Age limit is 18-55 years old.

3. Have a stable career and economic income, and have the ability to repay the principal and interest in installments

4. Must be the owner or owner of the real estate certificate, and provide a purchase contract certified by the housing management department Or house book.

5. Good credit, no bad credit record, and no overdue, over-limit, fraud, freezing, write-off, etc. account status under the same name.

2. Decoration credit card installment application materials

1. Copy of ID card;

2. Copy of registered house purchase contract or copy of house book;

3. Documents proving financial resources (proof of income, bank statements, etc.);

4. Bank of China credit card (if not available, you can apply on-site at the alliance merchant)

5. After the installment quota is successfully increased, customers can use it at designated stores. Bank of China Yijiatong has now built a complete merchant system in Tangshan to provide customers with high-quality trading venues.

3. Decoration credit card installment bank review

Credit card installment is a kind of credit card holder who needs to renovate the house after buying a new house, before getting married, etc., regardless of whether there is a loan on the property. , regardless of whether the loan has been repaid or not, you can go to the bank to make a preliminary application. If the preliminary review is passed, you can sign a contract with a merchant that the bank has a cooperative relationship with, and the bank will conduct a final review based on the decoration contract.

On the specified date after approval by the bank, card transactions must be made on the POS machine in installments in accordance with the requirements of the applying bank.

The above is how to apply for credit card installment payment for decoration? The relevant introduction to the credit card installment application process.