Currently, there are two methods of cash payment in Points Mall: one-time payment and installment payment. The handling fee is borne by the merchant. Bank of China Points Mall promotes the promotion of “0 interest, 0 handling fees, and 0 shipping costs”.

Using installment payment is regarded as normal card consumption, and you can still enjoy the interest-free repayment period. 10% of the principal amount recorded in each installment will be included in the minimum repayment amount of the month, and you can also enjoy consumption smartness Purchase and accumulate to participate in the redemption plan. The first repayment amount will be recorded in the next bill after the transaction is successful. Failure to repay in time on the due date will incur repayment penalties and interest.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.