Three consecutive overdue credit cards means that after a credit card holder is overdue once in three consecutive months, the overdue record will accumulate to within six months.

Detailed instructions:

1. When the holder's credit card is overdue once, the overdue record will be recorded in the overdue penalty file in the credit card account.

2. If the holder has one overdue behavior within three consecutive months, the overdue record will continue to be retained for six months.

3. The so-called "three consecutive six" is the accumulation mechanism of credit card overdue records. That is, after three consecutive months of overdue records, the overdue records will be kept for a maximum of six months.

4. During this six-month period, overdue records will have a negative impact on the holder's credit score, which may result in the credit limit being reduced or credit card services being restricted.

Summary:

Three consecutive credit card overdues means that after a credit card holder is overdue for three consecutive months, the overdue record will be kept for up to six months. This mechanism has a negative impact on the holder’s credit score and can come with a host of inconveniences and limitations.

Extended information:

In the credit card business, overdue records are one of the important indicators for evaluating the credit status of the holder. The establishment of the three-three-six-in-a-row mechanism is to encourage credit card holders to repay their loans on time and avoid continued overdue behavior. Holders should strictly adhere to credit card repayment dates and ensure timely repayment of outstanding balances to avoid adverse consequences of overdue payments. If an overdue payment occurs, the holder should contact the bank as soon as possible and pay the overdue amount as much as possible to reduce the impact on the credit score.

The above is an explanation of three consecutive overdue credit cards. I hope it will be helpful to you. If you have any other questions, please feel free to ask.