The annual fee standard for Bank of China Platinum Credit Card is divided into two levels: 3,600 yuan and 800 yuan. It will be charged annually starting from the first year the card is activated. If the cardholder cancels the card midway, the annual fee for that year will not be refunded.

Starting from January 1, 2019, our bank’s credit card business will waive the following fees for a limited time:

1. The procedures for credit card reissue, card reset, and advance card replacement are temporarily waived. fee.

2. The handling fee for checking the purchase order within the country is temporarily waived.

3. The over-the-counter credit balance return service fee included in the over-the-counter transaction fees for BOC series products is temporarily exempted.

4. The handling fee for Great Wall IC credit card withdrawals is temporarily waived.

5. Currency exchange fees for cross-border transactions with gold cards and above are temporarily exempted.

6. The ATM transaction inquiry fee for Great Wall International Card is temporarily waived.

7. The handling fee for direct debit from Great Wall International Card terminated merchants is temporarily waived.

8. Service fees for over-the-counter transfers of the Great Wall Global Access series products and over-the-counter deposit service fees for the Great Wall Global Access series products are temporarily waived.

9. The self-service terminal deposit service fee included in the self-service terminal transaction fee is temporarily exempted.

10. The handling fee for the first overseas ATM cash withdrawal of the Great Wall International Zhuojun Card per month is temporarily waived.

Note: The above 10 temporarily exempted items are periodic fee discounts, and the deadlines for the discounts are June 30, 2019 (inclusive).

Extended information:

1. Cash withdrawal fee: 1%, the minimum is 8 yuan (ATM) from our domestic bank, the minimum is 10 yuan (counter), and the minimum is 12 yuan (ATM) from other banks ); Overseas UnionPay, minimum 15 yuan. Overseas, the minimum is USD 3.5 (other fees incurred for cash withdrawals at overseas non-Chinese bank branches shall be borne by the cardholder).

2. Late payment fee: 5% (unpaid portion of the minimum repayment amount), minimum 10 yuan or 1 US dollar.

3. Over-limit fee: 5% (the unpaid portion of the minimum repayment amount), minimum 10 yuan or 1 US dollar.

4. Bill retrieval fee: 15 yuan/bill (5 US dollars/bill overseas, you need to pay other fees that may be charged by the credit card organization or overseas institutions).

5. Handling fee for re-sending bill: free.

6. Overpayment recovery handling fee: 5‰, with a minimum of 5 yuan or US$1 and a maximum of 200 yuan or US$30.

7. Foreign exchange exchange fee: 1.5%

8. Loss reporting fee: free.

9. Card replacement fee: free.

10. Emergency replacement card handling fee: US$175/card (this fee is charged by international organizations).

11. Password reset letter handling fee: free.

Bank of China official website - Explanation on annual fee standards for Platinum Credit Card

Baidu Encyclopedia - Bank of China Platinum Credit Card