Consumption can be handled in stages, and the longest period can be divided into 24 periods. 4,200 yuan, divided into 24 installments, and the handling fee rate is 0.6% (charged monthly, excluding interest). Calculation:

Handling fee: 4200*0.006=25.2 yuan/month? Total handling fee for 24 months: 25.2*24=360 yuan.

Principal: 4200/24= 175 yuan/month.

Need to be returned every month: 25.2+ 175=200.2 yuan?

In addition, the installment of consumption should be handled from the end of consumption to the second day before the latest bill date. You can register a real-name registration system user on the credit card website of CCB, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Staging" button, select the number of stages, and confirm the application information and submit it. Attached Figure: Consumption Stage Rate