Many card friends believe that as long as they have a credit card, they are not afraid of anything and can use it as they want. However, if your credit card is not used correctly, it is likely to be locked in a dark room by the bank, from not being able to raise the amount, to lowering the amount, and even affecting personal credit information. Let me first introduce why I entered the credit darkroom of Ping An Bank.

There is no so-called "black room" in the banking system, probably because the cardholder is concerned by the bank, or the system restricts some functions of the credit card. The biggest feature is that it can't be withdrawn, and the serious thing is that it can't be phased.

Ping an bank credit card black house: no amount, installment, withdrawal. Daikokuya, Ping An Bank Credit Card: There is no temporary quota, so it cannot be phased and will not be raised.

Reasons for entering the darkroom:

1, the use of consumer reserve funds.

2. Overdue, long-term empty card, long-term repayment within the grace period, exceeding the limit.

3. Complain about Ping An Bank.

4. Handle large loans from other banks.

This is temporary and has been cancelled.

6. Excessive bonus hunter will reduce the quota.