If you meet the requirements, you can apply for a credit card, which has nothing to do with what you want to do.

Yes, but please note that the initial application amount is generally Puka 5000 Gold Card 10000, which will be reviewed according to your conditions.

There are two kinds of credit cards, quasi-credit cards and credit cards.

Quasi-credit cards have no interest-free repayment period, but deposits have interest.

There is no interest on credit card deposits, but there is an interest-free repayment period for consumption, and there is no interest on repayment before the 25th of the next month after consumption, which means there is an interest-free repayment period of 25-56 days.

Please remember that it must be consumption. Overdraft cash has no interest-free period.

If the overdue payment is not made, the daily interest rate will be 0.5%, and the unpaid part will be subject to a late payment fee of 5%.

Credit card application conditions: anyone with full civil capacity; Individuals whose work units are located in card issuers and have stable income can apply for peony cards at any business outlets of the local Industrial and Commercial Bank of China. Applicants can apply for no more than 2 supplementary cards for their spouses or relatives with full capacity for civil conduct.