There are several common ways to cancel the credit card of Guangfa Bank:

1. Cancellation of the business outlets of Guangfa Bank: Take the credit card and ID card you want to cancel and you can cancel it at any outlet of Guangfa Bank, which is the safest way to cancel the credit card.

2. You can cancel the credit card by calling the official customer service number of Guangfa Bank: call the free customer service number of Guangfa 9558, press 1- to answer the manual service, and ask the customer service of Guangfa to help you cancel. This way of canceling credit cards is more convenient and faster.

1. The steps of telephone cancellation are as follows

1. First, check whether there is any debt-you can follow Guangfa Credit Card through WeChat and click on my card-My Bill to see the bill information. If you owe money, you have to repay your credit card before you can cancel it.

2. Turn on your mobile phone and call the 24-hour customer service hotline on the back of Guangfa Credit Card: 9558. After dialing the number, enter the 6-digit telephone service password as prompted, and then press the manual service to tell the customer service about the Guangfa credit card you want to cancel. The general customer service will ask you the reason for canceling this card. After the reply, the customer service will register and cancel the credit card for you. Please cut the card from the chip after the cancellation.

Precautions for credit card cancellation of Guangfa Bank:

1. Credit card cancellation includes card cancellation and account cancellation. Generally, the cardholder only needs to cancel the credit card, and there is no need to cancel the account. The cancellation of the credit card will have an impact on the future application for the bank's credit card;

2. If there are still points in the credit card to be cancelled, it is recommended to exchange them all. If you really can't exchange it, you can also transfer it to other credit cards of your peers. If there are no other credit cards, the cardholder can still import the points into the new credit card on the premise that the bank does not cancel the cardholder's account.

3. After submitting the credit card cancellation application, the credit card holder should not use the credit card again until it becomes effective. If you use it halfway, the application for credit card cancellation will be automatically revoked;

4. The credit card may still be stolen after cancellation, so the cardholder needs to cut off the magnetic stripe of the credit card after formal cancellation and discard it.

Extended information:

Card issuance: After the applicant successfully applies for a credit card, the card issuing bank will open a separate credit card account for the cardholder at the card issuing bank for shopping, consumption and settlement after cash withdrawal.

card opening: since the card is sent by post after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening program before it is officially opened. Card opening is mainly through telephone or internet, etc., to check the relevant personal information provided at the time of application, and complete the card opening procedure after it meets the requirements. At this time, the applicant becomes the card holder, and can officially start using it after signing on the back of the card.

identification: the card face of a credit card has at least the following information

front: name and logo of the issuing bank, credit card type (organization logo) and holographic anti-counterfeiting mark, card number, English or pinyin name, activation date (generally calculated to the month) and expiration date (generally calculated to the month). The chip account and card magnetic stripe account are two relatively independent accounts.

back: the magnetic stripe of the card, the cardholder's signature column (which must be signed after activation), the service hotline, the last four digits of the card number or all the card numbers (to prevent fraudulent use), and the credit card security code (the three digits immediately after the last four digits on the signature column on the back of the credit card are used for credit card activation, password management, TV, telephone and online transactions, etc.).

authorization: the merchant and the bank confirm that the credit card is valid, and contact the bank according to the contract signed with the issuing bank to request authorization. Authorization is the amount that can be used to further prove the identity of the cardholder. Authorization is generally carried out when the use amount stipulated in the contract is exceeded. After receiving the authorization notice, the issuing bank will issue an authorization instruction according to the balance of the cardholder's deposit account and the agreement that the bank allows overdraft, and reply whether to agree to the transaction.

use: credit cards are usually limited to the cardholder's own use, and lending them to others is generally a violation of the use contract.

card cancellation: before the credit card is cancelled, the account balance must be cleared, and the card cancellation process should be completed within 45 days after the application is made.

CGB Credit Card Customer Agreement (Personal Card)-CGB official website