The bank card Xingnongtong business may be activated due to bank promotion, customer demand, system default and other reasons.

1. Bank promotion: ICBC may be promoting Xingnongtong service as an additional service for card application.

2. Customer needs: The staff may think that Xingnongtong is helpful to users, or may misunderstand the needs of users during the processing process.

3. System default: In some cases, the banking system may enable certain services by default.