Because in accordance with the provisions of Article 44 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, the issuing bank shall not issue credit cards (except supplementary cards) to customers under the age of 18. There is no indication that people over 80 can apply for credit cards, so according to the management measures, people over 80 can apply for credit cards because there is no upper age limit.
For the elderly, the understanding of credit cards is still relatively small, so some information may be leaked or stolen by criminals during the use, causing unnecessary economic and property losses to the elderly. Therefore, in this respect, banks will weigh the services and benefits, comprehensively consider and adopt their own related services and approval strategies for the elderly.
Extended data:
Older people over 80 can apply for bank cards, and many banks have set up green channels to provide free on-site service for special customers who can't go to the outlets in person for special reasons, so as to obtain the authorization of the customers themselves. However, if the customer is not awake or authorized, the bank will ensure the property safety of the customer by docking the account funds with the hospital account.
When handling password-related business, some banks set up green channels for special customers who can't go to the outlets in person for special reasons, and banks provide humanized on-site services on the premise of complying with relevant regulations.
Phoenix information-people over 60 can't apply for a new credit card. Different banks have different rules.
Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks