Visa, also translated as Visa and VISA, is a credit card brand managed by Visa International in San Francisco, California, USA. Visa global electronic payment network-VisaNet-is the most extensive, powerful and advanced consumer payment processing system in the world, and it has been fulfilling its promise to make Visa cartoons global. At present, more than 20 million merchants around the world accept Visa cards, and there are more than 840,000 ATMs around the world.

Visa International itself does not issue cards directly. In the Asia-Pacific region, Visa International has more than 700 member financial institutions and issues various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. These products can make everyone feel safe, convenient and reliable when consuming.

Second, MasterCard (MasterCard)

Founded in 1966, the global headquarters is located in new york in the eastern United States. As the world's leading payment company, MasterCard is committed to providing consumers around the world with a more convenient and efficient financial payment environment. MasterCard provides global business links for global financial institutions, governments, enterprises, merchants and cardholders through consulting services of payment joining, processing centers and payment industry.

Use its MasterCard? Master? Cirrus? Brand, as well as credit cards, debit cards and prepaid cards as core products, and innovative multifunctional platforms, such as MasterCardPayPass? And MasterCardinControl? MasterCard continues to promote its global business, serving consumers, governments and merchants in more than 265,438+00 countries and regions.

Third, American Express (USA? Express delivery)

The headquarters of this company is located in new york. It mainly operates through its three branches: American Express travel-related services, American Express financial consultants and American Express Bank. American Express Travel Services is one of the largest travel agencies in the world, with more than 65,438+0,700 travel offices around the world.

American Express travel-related services provide debit cards, credit cards and traveler's checks to individual customers, as well as corporate cards and expense management tools to help these companies manage their expenses in business travel, entertainment and procurement. The company also provides travel and related consulting services to individuals and companies around the world.

American Express Financial Consultants focus on financial planning and consulting, and establish close relationships and long-term financial strategies with retail customers.

In order to meet the needs of its retail customers, American Express Financial Consultants also develop and provide financial products and services, including insurance, pension and various investment products.

AmericanExpressBank, among the banks headquartered in the United States, American Express Bank has one of the largest international branch networks, providing private banking services, personal financial services, inter-bank banking services and foreign exchange transactions through 77 offices in 40 countries.

Fourth, Japan JCB (Japan? Credit? Bureau)

JCB is the brand of JCB JapanCreditBureau.

JCB Japan International Credit Card Company was established in 196 1 year with a registered capital of 6.6 billion yen. Its main shareholders are Sanhe Bank, sumitomo mitsui banking corporation, Toyota Motor Corporation and Hitachi. 198 1 year, JCB, as the only international credit card company in Japan, independently carried out international business, laying a solid foundation for establishing an international brand in a short time.

Throughout the development of JCB, it can be divided into three stages: 1960s and 1980s were the main stages for JCB to establish and develop its domestic market and build its organizational system; The 1980s and 1990s are the main stages for JCB to explore the international market and consolidate the domestic market. Since 1990s, it has been the main stage for JCB to improve and consolidate its organizational structure, optimize its global services and continue to participate in international competition.

Verb (abbreviation of verb) China UnionPay

Established in March 2002, China UnionPay, headquartered in Shanghai, is a joint bank card organization in China approved by the State Council and the People's Bank of China.

As a joint bank card organization in China, China UnionPay is in the core and pivotal position in the bank card industry in China and plays a fundamental role in the development of the bank card industry in China. Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus realizing the inter-bank, inter-regional and cross-border use of bank cards.

On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industrial parties to promote the unification of UnionPay card standards and norms and build its own brand of bank cards; Promote the development and application of bank cards; Maintain the market order of bank card acceptance and guard against bank card risks. ?

Through the inter-bank transaction clearing system of UnionPay, the interconnection and resource sharing between commercial banking systems can be realized, and the inter-bank, inter-regional and cross-border use of bank cards can be ensured. By June, 20 16, the UnionPay network had spread all over China and extended to 160 countries and regions outside Asia, Europe, America, Oceania and Africa. 20 17 1 month, China unionpay signed a strategic cooperation agreement with jingdong finance, announcing that its payment company officially became a member institution of unionpay's acquiring business.

Baidu Encyclopedia-International Credit Card Organization