Each bank's credit card has its own characteristics:

1, Ping An Bank: First of all, Ping An Bank is the bank with a lower threshold for handling credit cards. The reason why Ping An Bank can approve many credit cards that other banks can't approve is because Ping An's big data is relatively strong, and Ping An Bank's credit cards are often larger than those of other banks. Therefore, people who apply for credit cards in other banks but want to get more credit lines can try to apply for Ping An Bank credit cards.

2. Bank of Communications: The credit card of Bank of Communications has a feature that its credit line for enjoying loans is relatively high, but the risk control of Bank of Communications is very strict and it is difficult to handle;

3. China Merchants Bank: A major feature of China Merchants Bank's credit card is that it has many activities and lasts for a long time, such as half price on Wednesday, annual ten-yuan storm, irregular cash withdrawal and bonus points. You don't have to brush points every day. Go to activities when you have activities.

In addition, the card issuance rate is relatively high now, and the credit cards suitable for novices include young card of China Merchants Bank, I Platinum of CITIC, DIY card of Guangfa, Wal-Mart card of Bank of Communications and so on.

Which bank has the best credit card? These four banks are worth handling!

More than half of 20 19 has passed, and the competition among major banks has not stopped. As a user, it is most important to choose the most cost-effective and worthwhile credit card. Today, I took stock of several bank credit cards worth applying for. I hope everyone can choose freely according to their own needs.

1, Industrial and Commercial Bank of China

As a big name in the financial industry, Universe Bank has a very high gold content and a relatively high application threshold, whether it is investment and wealth management or loan credit cards. ICBC is conservative in personal credit risk control, and the credit card quota is generally not high, but it is still very fast to swipe the card all the time. In addition, ICBC has a large number of business-to-business accounts. I believe many people choose ICBC because the salary card is also in ICBC, which is more convenient for repayment.

2. China Construction Bank

China Construction Bank developed co-branded credit cards earlier in China, and its business level is also good. For example, the love credit card that cooperates with the Red Cross can donate money without an annual fee. In addition, the automobile co-branded card of China Construction Bank has discounts on car washing and refueling, and its outlets are relatively wide. The entry-level platinum card is relatively simple without annual fee.

3. China Merchants Bank

At present, most people have a CMB credit card. China Merchants Bank's services include telephone, APP and WeChat, and the overall style of credit cards is younger. It is more convenient to spend abroad. There are many kinds of co-branded cards, which are updated quickly. The main offers are 50% off movie viewing, half-price food on Wednesday, and redemption of series points. Suitable for office workers who have just graduated.

4. China CITIC Bank

The next amount is very high, and the withdrawal speed is very fast. The amount is free, rising from several thousand yuan to more than ten thousand yuan. There are many types of credit cards, such as CITIC Xiaobai Card and CITIC Yanka series, and there are also many discounts on online shopping. The famous 9% discount can be used for wool.

Which bank has a better credit card?

Which bank credit card is easy to use and affordable? Generally speaking, it is more appropriate for us to hold up to 6 credit cards. You can apply for credit cards of various banks according to your own consumption needs.

1, four major credit cards

The credit card approval of the four major banks is more urgent and strict than that of other banks, so we can handle the credit cards of the four major banks first, and then handle the credit cards of other banks. The reason for handling the credit cards of the four major banks is very simple, that is, the four major banks have the widest outlets, and most of our business in daily life is handled through the four major banks. Therefore, it is more convenient to handle the credit cards of the four major banks, which can avoid the problem of cross-bank handling in the follow-up business. It is also more favorable for subsequent bank loans.

ICBC credit card, BOC credit card, CCB credit card, ABC credit card, Bank of Communications credit card.

Introduction is as follows:

1, BOC credit card

China Bank Credit Card is an international standard credit card, with one card and two currencies, which is universal. No prepayment is required. You can spend easily at home and abroad with your card within the limit, and enjoy an interest-free loan for up to 50 days. China Bank has overseas branches in 20 countries and regions around the world.

China Bank Credit Card does not require a guarantor, deposit or cash deposit. To apply for a bank credit card in China, you only need to fill in the China Bank Credit Card Application Form, and attach copies of identity documents, permanent residence certificates and financial documents.

2. China Industrial and Commercial Bank Credit Card

China Industrial and Commercial Bank Credit Card is the most widely issued credit card in China. At present, the main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the card issuing pair, it is divided into business card and personal card, and personal card is divided into main card and auxiliary card.

3. CCB Credit Card

CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are all called "Dragon Cards", including exclusive cards, business cards and car cards.

2. China Merchants Bank Credit Card

China Merchants Bank has also become the "first bank in the universe", because China Merchants Bank has the largest market value and the widest network, and its services are getting better and better. In addition, China Merchants Bank also cooperates with a number of offline stores, and you can get certain consumption discounts by using China Merchants Bank credit cards, so the cost performance of China Merchants Bank credit cards is still very high.

Summary: The use of credit cards pays more attention to quality than quantity, so it is more appropriate for us to control the number of credit cards within six. At present, different banks have their own advantages in credit cards, so you can handle them selectively according to your own needs.

The following are the credit card channels of Ping An Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for it yourself if necessary!

Credit card applications of China Merchants Bank and Ping An Bank

Credit card applications of China Everbright Bank and China CITIC Bank

Credit card applications of Agricultural Bank and Minsheng Bank

Which bank has a better credit card?

The better credit cards are China Merchants Bank, Bank of Communications, Industrial and Commercial Bank of China, China Construction Bank and China Bank.

1, "China Merchants Bank Credit Card": suitable for friends who value service over points. This kind of credit card not only has many kinds of cards and beautiful design, but also has low application threshold, permanent and effective points and convenient repayment. However, one credit card in 20 yuan is not counted as zero, and the credit policy is very inhuman. The interest-free period is 18 days, which is the shortest among all card issuers. You can call customer service at 800-820-5555 and 95555 for detailed inquiry.

2. "Bank of Communications Credit Card": Suitable for friends who often buy household appliances (Suning Card can enjoy double Suning points). The credit card application threshold is low, the withdrawal is fast, and the interest-free period is 56 days. With YP card, you can 100% cash withdrawal, but the credit card installment operation is cumbersome and the points are not permanently valid. The total consumption of all cards will not be automatically counted, so it needs to be repaid separately. You can call customer service at 800-988-8888 and 95559 for detailed inquiry.

3. "China Industrial and Commercial Bank Credit Card": Suitable for friends who don't have local joint-stock commercial banks and often like to withdraw cash by overdraft. This credit card is the bank with the largest number of outlets in China at present, and it can be withdrawn unlimited times, and there is no handling fee for local cash withdrawal. Different brands of international cards have independent quotas. However, this kind of credit card not only has high application threshold, but also has poor service attitude of branches. Without 800 telephones, 400 pages are not open to individual users. You can call customer service at 95588 for detailed inquiry.

4. "China Construction Bank Credit Card": Suitable for friends who don't have joint-stock commercial banks locally. Compared with the other three state-owned banks, this credit card has a lower application threshold, and the minimum repayment supports overdraft withdrawal. Credit cards, on the other hand, are generally low in amount and slow in cash withdrawal, and will not automatically count the total consumption of all cards, so they need to be repaid separately. You can call customer service at 800-820-0588 for detailed inquiry.

5. "China Bank Credit Card": It is suitable for collecting Olympic cards. This credit card is the earliest credit card issuer in China, and overdraft can be counted as points. However, the cancellation of this credit card has to go to the business outlets, and Alipay is not supported. Great Wall International only uses 800 credit cards, and overdraft withdrawal does not support the minimum repayment amount. You can call customer service telephone numbers: 400-669-5566, 800-820-5288 (international card) and 95566 for detailed inquiry.

Select comments:

1, select the appropriate card issuer.

The first step in choosing a credit card is to choose a suitable credit card issuer. Some credit card issuers have many preferential activities, and it is easy to apply for credit cards and issue cards. And some credit card issuers are just the opposite.

2. It is more convenient to cancel the card.

It is better for the credit card issuing bank to have a credit card outlet in the city where the address of the habitual residence is located, so it is more convenient to apply for and apply for a credit card. Otherwise, it is easy to apply for a credit card, and it is more troublesome to cancel it.

Is that bank's credit card good

China Merchants Bank, which was first promoted, is the best credit card for individuals, with fast card issuance and high quota.

Attach the credit cards of major banks:

1, the four major commercial banks: China Bank is very ordinary, with low quota and few points. The activities are all in a shopping mall with thousands of free tickets, which has no practical significance. Online banking is inconvenient. Convenient repayment.

China Construction Bank has a low quota, but it is easy to get a gold card. Other things are the same as above

Agricultural Bank of China, you don't have to do it. I applied for it for several months, but the outlets didn't hand in the form. It's a bank that doesn't pay much attention to credit card business.

Industrial and Commercial Bank of China, worth doing, with high quota and overlapping quota. For example, if you apply for one card and the line is 10000, and the other card is 10000, then your line is 20000. This is the only bank in China with overlapping credit lines. Moreover, online banking is so cool that it can directly charge 5k at a time. Convenient repayment.

Ps: I wonder if you are from Beijing? If so, do it now and send it back to Utton.

2. Banks with better credit card development: China Merchants Bank is the first bank with a high quota, so it is easier to apply for a gold card. The most important thing is that the integral activity is very good, and other activities are often launched. In addition, online banking is very convenient to handle and use. Convenient repayment.

Secondly, Guangfa Bank, for the same reason, has few activities and needs to pay attention to the website. Convenient repayment.

3. Excellent small banks: I have to say CITIC Bank. I don't know what other areas are like. 9 yuan films are often held in Beijing (six times is enough). The movies I watched in the past two years started in 9 yuan (the original price ranged from 70- 1 10), and there are many other activities that are worth one. However, the amount is average, and repayment is inconvenient (Raqqa is preferred), and online banking is also inconvenient. But the cards are all beautiful. It is important not to apply for CITIC's American Express card, because it is bound to pay an annual fee.

Everbright Bank, with a high quota, can apply for a half-year quota adjustment, generally increasing by 1 times. The best thing is that the way to send points is very cool, often several times, and online transactions are also counted as points, which is the only one in China. Repayment is inconvenient, online banking is convenient, but 300 yuan is not so cool.

Which bank has a better credit card?

At present, the credit cards with good reputation and credibility in the market are: China Merchants Bank Credit Card, Ping An Bank Credit Card, Guangfa Bank Credit Card, China Everbright Bank Credit Card, China Merchants Bank Credit Card and so on. These are all good choices. Of course, the specific amount of credit card depends on personal qualifications. Which bank's credit card is best not to generalize, as long as it is suitable for users themselves. Here are some bank credit cards:

1. ICBC: convenient repayment, high credit card limit, but strict application conditions.

2. Bank of China: Low credit card, less activity points and convenient repayment.

3. China Merchants Bank: The success rate of card handling is high, the amount is relatively high, there are many activities, and repayment is also very convenient. Powerful function, multi-card integration, high efficiency, high quality service, adjustable consumer credit limit at any time, powerful online banking, lifelong points system, the latest card loss protection plan. The disadvantage is that the integral policy is too tight. SMS reminder function is not very good.

4. CITIC Bank: There are many preferential activities and great incentives, but the credit line is average. The interest-free period is as long as 56 days, SMS reminders are free, and consumption details can be queried by SMS.

5. China Everbright Bank: the success rate of card processing is high, the amount is high, the withdrawal is fast, and there are many points activities.

6. Guangfa Bank does not need to submit any materials. This is the only bank that can apply online. As long as you fill in and submit it truthfully online, the people in the card center will contact you for credit extension within 15 working days. Results GDB card has powerful functions, favorable points policy, many preferential activities, prompt SMS reminder, mature online payment, support for Taobao Yi Bei, and available points. It is one of the necessary good cards. The disadvantage is that it is not very convenient for outlets to pay less. SMS charges three yuan a month. Credit card merchants are not as popular as the four major banks, and online banking is very simple.

7. HSBC is the major shareholder of Bank of Communications, so it is best to bring a Pacific card to Hong Kong. But there is no online payment function at present. The disadvantage is that the credit line cannot be restored immediately after repayment, and the credit card pass rate is relatively low.

8. Shanghai Pudong Development Bank: The approval is relatively fast, the online banking is good, and the recent preferential activities are relatively rich. The validity period of points is not good for 2-4 years, but points can be exchanged.

The introduction about whose credit card is good and which bank's credit card is good ends here. I wonder if you have found the information you need?